Credit CardsReviews

Barclaycard Arrival World MasterCard Review – It’s In My Wallet!

How I travel for free by using this credit card

My Barclaycard Arrival Plus World Elite MasterCard is my go-to travel rewards card. Since I earn 2X the miles for every dollar I spend, it is a no brainer for me. I quickly earned my sign up bonus and now I have a trip fully paid for and working on another one as we speak. What is easier than that? You can now earn more miles with your Barclaycard Arrival MasterCard. They offer a program called RewardsBoost that helps you earn more miles when you shop online. I took time to review the program and show you how to earn more Arrival™ World MasterCard® miles!

Since this Barclaycard Arrival™ World MasterCard® review is about my thoughts about the card, I hope you find the feedback helpful when applying for this card.  This is one of the most popular travel rewards credit cards and is so for a reason.

Barclaycard Arrival World MasterCard – The Overview

The Barclaycard has two different travel cards, one that earns 1x the miles and one that earns 2x the miles.  The Arrival World MasterCard that earns you 1x miles on every purchase comes with no annual fee. There is an annual fee of $89 with the Barclaycard Arrival Plus™ World Elite MasterCard® (read more below).  Here is a brief chart that can help seeing the basic differences between the two versions of this credit card. You can scroll down more for a detailed review.

 APRBonusFeeRewards Structure 
Arrival world Mastercard with no fee16.24%, 20.24%, or 24.24% based on credit20,000 miles after making $1,000 in purchases within first 90 days (Worth $200)$0Earn 2X on Travel and Dining, 1X on all other purchases + get 5% miles back when you redeem miles for travel
Arrival world Mastercard with annual fee16.24% or 20.24% based on credit40,000 miles after making $3,000 in purchases within first 90 days (Worth $400)$89 per year (waived first year)Earn 2X on all purchases + get 5% miles back when you redeem miles for travel

Barclaycard Arrival World MasterCard – Earn 1x on All Purchases

Barclaycard Arrival World MasterCardWith no annual fee, the Arrival World MasterCard offers you the ability to earn miles fast.  You can earn 2x the miles on travel and dining purchases.  You earn 1x miles for every other purchase.  This means that you earn some serious miles when you make a lot of travel and dining purchases. While 1x the miles on regular purchases might not excite you, just remember that the best rewards program credit card charge an annual fee in order to get the best rewards. This is just a card for those that loathe the annual fee!

The Arrival Card Bonus Offer

I know you are looking forward to a credit card signup bonus, right?  Who doesn’t love the sign up bonus?  Barclaycard is offering a generous 20,000 miles ($200) when you make $1,000 worth of purchases in the first 90 days with your Barclaycard Arrival World MasterCard.  If you use this card for most of your purchases, then that is an easy rewards bonus to hit.

The Arrival™ Card Rewards

Barclaycard Arrival World Features


If you are looking for a travel rewards credit card, then the Arrival World MasterCard is one that is going to give you the right rewards when you want them.  There are quite a few credit cards that offer you generous rewards, but they have to be redeemed on their terms, on certain airlines, but that is not the case with the Barclaycard Arrival World MasterCard.

You can book on any airline at any time.  You don’t have to keep your rewards just for airline travel.  If you are looking for a hotel, you can redeem your miles for hotel stays.  If you need a car rental, get one.  Here is a breakdown on what you can redeem your miles for:

  • Any airline
  • Hotel Stays
  • Resorts
  • Cruises
  • Car Rentals
  • Train Travel

Since you can choose a wide variety of travel options, what about booking?  Do you have to book just with Barclaycard?  What are the restrictions?  Well, there really aren’t any.  When you are ready to book, you can book with any airline, any hotel chain, and any discount travel engine, such as Priceline.

The Arrival World MasterCard is not done with rewards yet.  Since they make earning rewards super easy, why not add one more thing to make them stand out .  The Arrival Card offers a 5% rebate when you redeem all of you points for travel.  Yep, if you are using 20,000 miles for a trip, then you will get 2,000 miles back ($20).  It is that simple. This means that you can earn $220 when you redeem your rewards on travel. What is not to love.

Barclaycard recently announced that they are now including your FICO score for free with you account. When you sign up for the Barclaycard Arrival World MasterCard, you will now automatically get your FICO score for free. This will help you understand where you are with your credit score and can be really useful when needing to get a loan. They also provide awesome travel insurance when you make travel purchases.

Learn more about the Arrival Card

Since I have the Upromise MasterCard, I really know and love the simple interface that Barclaycard has created. When you log in, you can easily see how many miles you have accrued, what your balance is and when your payment is due. There is nothing complicated about it. Simple to use and easy to redeem your miles.

Barclaycard Arrival Plus World Elite MasterCard

Barclaycard Arrival Plus World Elite MasterCardThe Arrival card also comes with a little spicier version coupled with an annual fee.  This is the card that I have in my wallet and has just been renamed to the Barclaycard Arrival Plus World Elite MasterCard. The current fee is $89, but that fee is being waived for the first year.  With this card, you can earn 2x miles on every purchase you make.  It doesn’t matter the category.  You just get 2x the miles on each and every purchase. This is the reason why I enjoy the card. It is a MasterCard, so acceptance is wide and vast.

The Rewards

Barclaycard Arrival Plus World Elite MasterCard features


The reward structure is the same as the Barclaycard Arrival World MasterCard, but the bonus offer is nicer and you get 2X the points for every dollar spent.  Instead of 20,000 miles, the Arrival Plus World Elite MasterCard gives you 40,000 bonus miles when you charge $3,000 in the first 90 days.  That is equivalent to $400 worth of travel rewards Actually, this equals close to $450 once you reach the threshold and get the rebate!.

The Features

I have the Arrival World Elite card and love the features. There is nothing better than earning 2X the miles for every purchase. This is my go-to travel card and almost all of my expenses go onto it. Here are the basic features.

  • Earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days – that’s enough to redeem for a $400 travel statement credit
  • Earn 2X miles on all purchases
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months for each Balance Transfer made within 45 days of account opening. After that, a variable APR will apply, currently 15.99% or 19.99%, depending on your creditworthiness.
  • Complimentary online FICO® Credit Score access for Barclaycard Arrival cardmembers

Learn more about the Arrival Elite Card

My Take on the Arrival World MasterCard

If you are looking for a great travel rewards card, then I suggest you check out the Barclaycard Arrival World MasterCard.  You can choose either one with an annual fee that gets a 40,000 mile bonus or one that doesn’t have an annual fee, which comes with a 20,000 mile bonus offer.  That is all up to you.  I like how this card is there to work for you and will give you the travel rewards that you want.  There are so many good features with this card. Barclaycard also added some extra things to give you a piece of mind. There are no foreign transaction fees, $200,000 worldwide travel accident insurance, and trip cancellation coverage. You also get your FICO score for free with your Barclaycard Arrival World MasterCard account, no matter which card you choose.

Even though I review credit card offers, I do realize that some of you have issues with them. I used to be in credit card debt, but I learned how to use them properly, and to reap their rewards. If you don’t have control over your money, do not get credit cards for their rewards. Get control before you think of this.

What do you think of the Barclaycard Arrival World MasterCard? Do you have it in your wallet or purse? Do travel rewards credit cards excite you?

This is an update of my original post

Editor's Rating

Interest Rates
Bonus Offer
Rewards Structure
Customer Service
I have this card in my wallet. I have earned quite a few trips just by earning the bonus and using it regularly. It's great!
Grayson Bell

Grayson Bell

I'm a business owner, blogger, father, and husband. I used credit cards too much and found myself in over $75,000 in debt ($50,000 in just credit cards). I paid it off, started this blog, and my financial life has changed. I now talk about fighting debt and growing wealth here. I run a WordPress maintenance and support company, along with another blog. It is Empowered Shopper, which helps people get information about products they want to buy. You can also check out Eyes on the Dollar, which is a great blog that I co-own.


  1. Bill Bennett
    May 26, 2016 at 12:13 pm — Reply

    I am the very unhappy holder of a Barclay Arrival MasterCard. The benefits for signing up were attractive. The two points per dollar and the bonus for using the points for travel (even though the bonus was reduced by fifty percent shortly after I started using the card) were a plus as well. In addition, because most of my travel is abroad, the lack of international transaction fees was compelling. All good.

    But then I began using the card. My card has been blocked so many times that I have lost count. One time, when I tried to make a purchase in Pittsfield, MA, the town next to where I live, I was told that it was blocked because I was out of area and hadn’t notified Barclay! Internationally, it has been a near total disaster. No amount of notification prior to travel has been sufficient. Quite often I have been blocked from using the card for transactions that I have previously made on a regular basis.

    Most recently, I called Barclay preemptively before trying to purchase airline tickets on an Indonesian travel site I have used again and again. The person I spoke with assured me that there would be no problem. The transaction was immediately blocked. I talked to a variety of supervisors trying to make the card work. Each, in turn, assured me that any problem had been corrected. To no avail. Finally I was told that a security supervisor would call me back in 24 to 48 hours if I wanted them to! I didn’t.

    There’s more: it’s infuriating to have your card blocked when you are making a legitimate purchase. It’s beyond infuriating to have the Barclay representative give inane, impossible reasons for the blocking, often in the sort of tone of voice that one might use with an especially stupid child: “Sir, the problem is that you don’t have sufficient credit to make that transaction” — credit $25,000, transaction $50.00. Another: “Sir you need to let us know when you travel outside of the country.” I then asked the person if she could not see my travel notification on her screen (or abacus, or whatever they use.) She allowed as how she could. And another: a representative told me yesterday that my card had not been blocked since April. I pointed out that I had five text messages that morning from their fraud department saying that it had been blocked. Her answer, again, condescendingly, was that it didn’t appear that way on her screen.

    Another issue: Each time I have had to call Barclay from Asia to find out why my card is being blocked, I have to pay for the call. I have frequently had to wait up to forty-five minutes to speak to an agent. The collect call option only works for land lines. Virtually no one in Southeast Asia uses a land line.

    Additionally enraging and perplexing is that my friends who I travel with who have Chase, or Capital One, or Bank of America cards never have their cards blocked.

    So… I have applied for and been granted another card from a different company.

    In summary, Barclay is absolutely awful. Stay away!

    • May 26, 2016 at 12:22 pm — Reply

      Thanks for the information Bill. I’ve had my card for nearly two years and never had any problem. Never been blocked, never had to wait to get on a call with people and the points are easy to use. Sorry to hear of all the problems. I have heard a few talking about this same issue. It’s sad they haven’t corrected the problem. You can’t talk about having a travel card that you can’t use outside of the country.

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