Update: The Barclaycard Arrival World Mastercard has become my go-to credit card for travel rewards. After only one month, I was able to earn my 40,000 mile bonus! I decided to put our monthly daycare costs on this card, so I will be earning 2,000 miles each month on top of the bonus. With these points and the points my wife is earning, we will be traveling for free to a conference in September. Oh yeah!! Please note that Barclaycard has upped their 40,000 bonus offer. You now have to spend $3,000 in the first 90 days to get the bonus miles for the Arrival World Mastercard – Earn 2x on all purchases card..
I have reviewed the sweet Barclaycard Arrival World Mastercard before, but have received quite a few questions about it. I looked at this card when I was talking with my wife about getting her a travel rewards card. So, based on what I discovered from looking at this card, I am putting together my Arrival World Mastercard review.
Which Arrival World Card?
The Arrival World Mastercard comes in two flavors, one with an annual fee of $89 and one without an annual fee. Though you might see that annual fee and turn the other way, let me break down the difference between the two and then you can make your own decision. Here is a brief chart that can help seeing the basic differences between the two versions of this credit card.
Earn 1x on All Purchases with 20,000 Bonus
With no annual fee, the arrival world mastercard offers you the ability to earn miles fast. You can earn 2x the miles on travel and dining purchases. You earn 1x miles for every other purchase. This means that you earn some serious miles when you make a lot of travel and dining purchases. While 1x the miles on regular purchases might not excite you, just remember that the best rewards program credit card charge an annual fee in order to get the best rewards. This is just a card for those that loathe the annual fee!
The Bonus Offer
I know you are looking forward to a credit card signup bonus, right? Who doesn’t love the sign up bonus? Barclaycard is offering a generous 20,000 miles ($200) when you make $1,000 worth of purchases in the first 90 days with your Arrival World MasterCard. If you use this card for most of your purchases, then that is an easy rewards bonus to hit. The bonus offer for the arrival world card with an annual fee is below, but here is a teaser: it’s double!
Related: Do you like earning cash back? Check out my Discover it card review!
If you are looking for a travel rewards credit card, then the Arrival World MasterCard is one that is going to give you the right rewards when you want them. There are quite a few credit cards that offer you generous rewards, but they have to be redeemed on their terms, on certain airlines, but that is not the case with the Barclaycard Arrival World MasterCard.
You can book on any airline at any time. You don’t have to keep your rewards just for airline travel. If you are looking for a hotel, you can redeem your miles for hotel stays. If you need a car rental, get one. Here is a breakdown on what you can redeem your miles for:
- Any airline with no blackout dates
- Hotel Stays
- Car Rentals
- Train Travel
The Barclaycard Arrival World MasterCard is not done with rewards yet. Since they make earning rewards super easy, why not add one more thing to make them stand out . The Arrival Card offers a 10% rebate when you redeem all of you points for travel. Yep, if you are using 20,000 miles for a trip, then you will get 2,000 miles back ($20). It is that simple. This means that you can earn $220 when you redeem your rewards on travel. What is not to love.
Barclaycard recently announced that they are now including your FICO score for free with you account. When you sign up for the arrival world mastercard, you will now automatically get your FICO score for free. This will help you understand where you are with your credit score and can be really useful when needing to get a loan. They also provide awesome travel insurance when you make travel purchases.
Since I have the Upromise Mastercard, I really know and love the simple interface that Barclay’s has created. When you log in, you can easily see how many miles you have accrued, what your balance is and when your payment is due. There is nothing complicated about it. Simple to use and easy to redeem your miles.
Earn 2x on All Purchases with 40,000 Bonus
The Arrival card also comes with a little spicier version coupled with an annual fee. This is the card that I have in my wallet. The current fee is $89, but that fee is being waived for the first year. With this card, you can earn 2x miles on every purchase you make. It doesn’t matter the category. You just get 2x the miles on each and every purchase. This is the reason why I enjoy the card. It is a Mastercard, so acceptance is wide and vast.
The reward structure is the same as the Arrival World MasterCard with no annual fee, but the bonus offer is nice. Instead of 20,000 miles, the card with the annual fee gives you 40,000 bonus miles when you charge $3,000 in the first 90 days. That is equivalent to
$400 worth of travel rewards Actually, this equals close to $500 once you reach the threshold and get the rebate!.
If you are looking for a great travel rewards card, then I suggest you check out the Barclaycard Arrival World MasterCard. You can choose either one with an annual fee that gets a 40,000 mile bonus or one that doesn’t have an annual fee, which comes with a 20,000 mile bonus offer. That is all up to you. I like how this card is there to work for you and will give you the travel rewards that you want. There are so many good features with this card. Barclaycard also added some extra things to give you a piece of mind. There are no foreign transaction fees, no blackout dates, $200,000 worldwide travel accident insurance, and trip cancellation coverage. You also get your FICO score for free with your Barclaycard Arrival World Mastercard account, no matter which card you choose.
This is an update of my original post