Hot Off The Press
I want to talk about something that I am sure many people in debt face. I know because I was one of them. The topic is denial, specifically debt denial. Sometimes we all get into a spot where if we stop thinking about it, then it doesn’t affect us as much. I hate to break it to you, but debt doesn’t work that way. Sorry to be so harsh, but it is true.
In the current post-housing crisis era, many changes have occurred in the mortgage industry, most of which are for the protection of the consumer. Change is a good thing especially when it is for our benefit. However, many consumers are not aware that these changes did not affect many of the required down payments for a home purchase. Low and no down payment mortgages are still available for home purchases in all markets across the country.
Every year, independent contractors fearfully begin their taxes—and rightly so. Tax time for self employed workers is like a knock in the head. Why didn’t I keep track of those receipts? Why didn’t I set money aside? It’s common to then wish that you had an employer breaking off a huge chunk of your earnings each paycheck, so you don’t have to do it yourself. It’s easy for other freelancers to say “just keep good records, and you’ll be fine!” But what exactly are “good records” and how do you “keep” them?
I hope everyone is enjoying their weekend. I know that ours has been a little chaotic, but good none-the-less. Before I break down some quality articles that are present in the personal finance blog-o-sphere this week, I wanted to talk about something that has got under my skin. I have had my fair share of websites stealing my content, but I have had enough. If those that are stealing my content do not wish to follow the rules, then I will be forced to use my bad side to teach you a valuable lesson. Consider this your final warning!
Another day of story time with Grayson! I wanted to share a little story about how a hot summer day, a broken A/C unit, and a company mixed to create a bad taste in my mouth. Like many, I am a big fan of quality customer service. I will give my business to any company that gives me a quality experience and service. If you screw me, then I will do what I can to tell my friends online and off as well as not use your business! So, grab a cup of your favorite beverage and sit back to listen to my horrible day.
Getting out of the spiral of debt is never easy, and it’s not quick. It takes time to work out all your options, to find the right option, and to work on paying off all the debts you owe. Daytime TV ads for debt consolidation services can make the process seem easy, and for some people, using a debt consolidation service can be the best option. However, going your own way can also have its advantages.
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