prepaid cardI was talking with a friend the other day and we were talking about saving money on some monthly bills.  I had indicated that I was looking into testing out another prepaid cell phone service.  I have tried out Straight Talk and I liked it, but I didn’t like their terms.  You can check out my review of Straight Talk to make your own opinion.I have been looking into Net10 and Republic Wireless as well.  Both of these services are prepaid, but work off of the big networks.

Oh, So Dirty

When I started talking about prepaid, my friends face turned a little sour.  It was strange.  He started looking at me like I was from outer space.  I didn’t know what I had said.  Did I say something inappropriate?  Well, apparently I did and that term was “prepaid”.  I didn’t know that this was a dirty word.  I have found that prepaid services can be a good thing and a great way to save money, so I wanted to dig a little deeper into this.

A Simple Question

I decided to ask my friend why the word prepaid had such a bad stigma.  He told me that he didn’t realize that I was struggling so much financially.  I was a little flabbergasted by his assertion.  why does the word “prepaid” make people think that those using such services are poor?  I assume that since prepaid services were what the majority of the lower class used use on a regular basis, but that trend is changing.  There are many middle class people starting to see how much they can save with prepaid services.  Let me give you an example.

With Straight Talk, I was paying $45 per month for my talk, text, and data.  On Verizon, I was paying $71 per month for the same thing.  This is one reason why I switched over.  As a way to dig deeper into the cost of cell phone service, I have decided to look heavily into Republic Wireless.  They offer service at $19.99 or $29.99 per month depending on how you purchase their phone.  I think their technology is pretty cool, but I have heard some issues with it.  I don’t mind testing it though because they give a 30 day money back guarantee.

This type of savings can make prepaid wireless a very attractive solution for many people. I think people are tired of paying so much for wireless services, but also just tired of being ripped up financially.  I told my buddy that I am doing quite well financially and I was just trying out prepaid services because I wanted to save money where I could.  I don’t think he ever really understood my answer, but it made sense to me.  Why pay a high price for something that can be  had for much less?

Why The Stigma?

I really wrote this to ask you, my readers, why do you think there is such a stigma with the word “prepaid”?  Would you assume that someone using a prepaid service, whether it be prepaid wireless or  a prepaid card, would be struggling financially?  I am just interested to see if I can figure out where my friend is coming from?  Maybe others don’t really check to find better deals than what they currently have.  I don’t know, but I am interested in figuring this out.

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