Simple Savings Sunday – Shop Around

Simple Savings Sunday

Welcome to the first edition of Simple Savings Sunday!  This is a new series that I have wanted to start for some time.  There are so many people that ask me how they can save money through out their finances.  I am a big fan of saving money and I think it is an important aspect of improving your financial situation.  This new series is just going to discuss one saving tip each Sunday.  I will just provide some simple advice that you can go and use.

Don’t Settle, Shop Around

This tip is extremely easy to do, but many people don’t do it.  I am not sure why, but I attribute it to people settling.  We can all get comfortable when things are going well, so we don’t think outside of the box.  Thinking outside of the box is one thing that I do constantly.  I don’t like to settle for the status quo.  This can just make you stagnant and I am not cool with that.

This week, I am going to ask you to start shopping around in order to compare prices.  Don’t settle for what you are doing.  You can always try to improve your situation.  Shopping around is easy to do and only takes a few minutes to maybe an hour depending on what you are comparing.  Here are some services where you can shop for different options and providers.

Health Insurance

If you don’t have heath insurance from your employer, then you are in the private marketplace.  With the roll out of the Affordable Care Act, you can look around to see what plan will work for you.  I recommend trying out as a great place to go in order to compare.  Just put in some information and they can show you options.

Car Insurance

You should compare prices at least once a year.  I like to check prices every time my insurance policy comes up for renewal.  Since my policy renews every six months, I check other providers twice a year.  This process is easy to do, but it does take some time.  Here are some of the car insurance companies you can check.

[checklist] [/checklist]

Mobile Phone Service

As I discussed before, I left Verizon because I was tired of paying the high prices.  I looked around and found many other providers that could give me what I needed at a much cheaper price.  I am happy that I moved on and hopefully you can find a service that will work for you.  Here are some of the cheaper mobile phone service providers out there.

[checklist] [/checklist]


Do you hate bank fees?  Who doesn’t?  I know that I was sick and tired of them, so I moved most of my money to a credit union.  I still have a big bank account, but I don’t pay any fees because I have direct deposit.  Don’t settle just because you don’t want to inconvenience yourself.  There are many great online banks that don’t charge fees like Everbank and Capital One 360.  If you own a business, you also should look for free business checking accounts.  I don’t pay fees on mine and never plan on it.

These examples are just a few of the things that you can save money on.  All you have to do is shop around and compare prices.  You would be amazed on how much you might be able to save.  You can also pin some companies against each other in order to lower your costs.  Just try it out!


I’ve Been Cable Free for 5 Years and Still Watch TV

While in debt, I cut cable and haven’t looked back. It’s easier than you think especially with new services out on the market. One of my favorites is Sling TV, which allows you to watch live TV on the internet. It’s awesome. Check out my Sling TV review.

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About the Author Grayson Bell

I'm a business owner, blogger, father, and husband. I used credit cards too much and found myself in over $75,000 in debt ($50,000 in just credit cards). I paid it off, started this blog, and my financial life has changed. I now talk about fighting debt and growing wealth here. I run a WordPress support company, along with another blog, Eyes on the Dollar, which is another great personal finance blog.

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Leave a Comment:

Dee @ Color Me Frugal says December 8

Great tips! I have a Capital One 360 account and love it. It’s so nice to have zero bank fees (unless I were to overdraw, of course).

    Laurie says December 8

    Thanks Dee and I appreciate the tips about Capital One 360.

FI Pilgrim says December 8

I also have the Capital One 360 account, which is great. I like being able to create additional accounts to manage my budget with, almost like creating folders for my money. Great list of ways to save!

    Laurie says December 8

    Capital One 360 is a very popular banking product!

Ree Klein says December 8

Great post theme, Grayson! Here’s a tip…

I was recently contacted by; they wanted me to list them on my “Resources That Can Save You Money” page. After some research on the company I felt like they were legit. Then, I had an opportunity to give them a try…I needed a new mattress pad.

So I went to their site, put in my zip code, typed “mattress pad” and a list of all the current sales in my area came up. I checked out each one right from my computer and went straight to Kohls. It was quick, easy and saved me 50% on a really nice product.

Needless to say, I did add them to my list of resources!

    Laurie says December 8

    Thanks Ree. They reached out to me a long time ago, but I never had an opportunity to check it out. Glad to hear that their service truly works!

Jenny says December 29

As simple as it might sound, people often forget to shop around and get the best prices. Other factors to consider include bundling services and buying from companies that have a rewards or loyalty program. The savings can really add up!

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