Search Results for: pay off debt

I Bought a JetSki and it was the Worst Financial Decision!

ByGrayson Bell 05/31/202305/31/2023

It’s Monday and I think I am going to go a little personal today. The purpose of Debt Roundup is to show you that we are all human and we make mistakes. We also have to learn from those mistakes and grow. If we don’t, then we are going to make the same mistakes over and over again. I don’t know about you, but I don’t like to repeat failure. I only like to repeat my successes. On that note, I want to share one of my biggest money mistakes. I would say it is embarrassing, but stuff happens and I just learn how to deal with it.

Saving Money

The Best Online Savings Accounts in 2024 – Where to Stash Your Cash

ByJosh Patoka 01/06/202301/06/2023

The secret to becoming wealthy is spending less than you earn, but what do you with that extra money? You can keep it under your mattress or a free checking account. However, you might not earn passive income with either of these two options so you can make money while sleep. Instead, you should consider…

Saving Money

Rocket Mortgage Is Trying to Get Us to Do a Cash-Out Refinance, But I Refuse

ByGrayson Bell 11/04/202211/04/2022

Back in 2020 (and 2021), we refinanced our mortgage to get those really low interest rates. At first we refinanced our 30-year down to a 15-year because the rates were low. As the rates lowered more, we refinanced back out of a 15-year to a 30-year. The reason was simple, the rates were below 3%…

Saving Money

Cash is King Again and I’m Glad I Saved

ByGrayson Bell 10/19/202210/20/2022

It’s been a long time coming, but savers are finally being rewarded again with higher interest rates on savings accounts and CDs. Cash is King again!! While it’s no match for the 8%+ inflation rate we are dealing with, I’d rather earn 3% on my cash than be losing 25%+ on my investments. For a…

Saving Money

My Mint Mobile Review – Does It Save You Money?

ByGrayson Bell 09/27/202212/12/2022

I’ve never been one to settle for high cell phone bills. Over the years I have been on Verizon, Straight Talk, AT&T, T-Mobile, Republic Wireless, and Cricket Wireless (who I was on before switching). In a recent effort to reduce my monthly costs, I decided to try out Mint Mobile. Here is my experience and…

Featured | Saving Money

What is the Coinstar Fee and How to Find a Machine Near You

ByGrayson Bell 02/03/202206/02/2023

Coinstar is a popular coin counting and sorting machine that is available in many grocery stores and most Walmarts around the country. They even have a nice international presence. They provide the service of counting your unrolled coins and getting cash immediately in the matter of minutes. The current Coinstar fee is 12.5% + $0.50…

Money Shorts

What is an Emergency Fund?

ByGrayson Bell 11/15/202111/15/2021

If you’re interested in saving money, you should have an emergency fund. So what is it and how do you create one? Plain and simple, an emergency fund is money you have set aside in case of an emergency. These can range from an unexpected bill, car repair, home repair, medical bill, job loss, etc….

Holidays | Making Money

Easy Ways to Make Extra Cash Before Christmas

ByGrayson Bell 11/07/201810/22/2021

With the holidays getting closer, it’s time to start a budget for the gifts you plan to give. No matter if you have kids, significant other, family, friends, etc., you should be planning on how much you want to spend and how you will earn that money. There is no point in going into debt…

Saving Money

8 Apps to Save Money on Groceries Every Time You Shop

ByJosh Patoka 08/20/201809/19/2022

The media loves to regularly point out that Americans struggle to afford an unexpected $500 bill. What many of us don’t realize is that if you’re having trouble paying for life’s surprises, you probably struggle to buy groceries and pay your rent every month too. Being able to save money on groceries is an easy…

Investing | Saving Money | Savings

Can You Really Turn $0.01 into $10 Million?

ByGrayson Bell 02/07/201803/08/2018

Have you heard about the magic penny before? What about turning one little penny into over $10 million? No? Well, before we go on to talk about this magical penny, let me ask you a simple question and I want you to answer it honestly. Would you rather have $1 million or one penny doubled…

Featured | Guides | Saving Money | Shopping | Shopping Guides

24 Quick and Easy Tips to Save More Money on Amazon

ByGrayson Bell 11/21/201709/01/2022

No matter if you’re shopping for back to school supplies, birthday presents, Christmas gifts, or just for you, Amazon can be an awesome place to find good deals and fast shipping! I’m a huge proponent of shopping on Amazon. I’m a Prime member and I don’t mind showing my support. They make shopping online so…

Fighting Debt | Investing | Making Money | Saving Money

7 Free Ways to Monitor Your Money

ByJosh Patoka 11/13/201702/20/2018

If you are even halfway serious about trying to get out of debt or simply want to spend $100 less a month, one of the first steps you need to take is monitoring your monthly spending. Before you think that the only way to track how much you spend is to pay for a monthly…