Did the title catch your eye? One thing that many don’t know about me is that I was a debt collector, a mortgage debt collector to be exact. Yes, one of those pompous a**holes that would just berate you on the phone until you gave me the money. Bring on the hate mail, the angry tweets, and the like……OK, just kidding, I was actually one of the nice ones in the industry. There were only a few of us, but I still got results. Do you want to know why? I actually cared about trying to make people’s finances better. I wanted to help them get out of debt and catch up on their mortgage. This job taught me a lot about mortgages, so when my wife and I bought our first home in 2006, I was able to use my knowledge to secure the right mortgage for us at the time. One thing the job didn’t teach me was how to predict where the market was going. We all know what happened two years later. BOOM!