I still have a television, much to my children's enjoyment, but I very rarely watch it myself. Before I got married, I had an old school giant box TV that really spent most of it's time as decoration rather than being on. But when I got married, my now ex-husband insisted that we get cable and that was what we spent most of our leisure time doing. As soon as we got separated, I turned the cable off and have never gone back. How Much Time I … [Read more...] about How Much Money Could You Make When You Turn Off the TV?
An annual check on your financial health is imperative to see where you stand if you are planning to make big purchases, such as a house or a car. Even if you aren't planning to make any large purchases that would require a good credit score, it is always good to have an idea of what your profile looks like and where you can make it better. It is also important to make sure that you haven't been compromised. [thrive_text_block color="red" … [Read more...] about How to Check on Your Financial Health
If you are what you eat then I would argue that you also are who you hang out with. In other words, the people you choose to spend time with do have an impact on the way you think and behave. When it comes to your budget, there are many ways in which your friends and family can influence your spending habits. Their influence could be good or bad. Personally, I have some friends that make me more frugal and some that make me want to spend … [Read more...] about 4 Types of Friends That Can Influence Your Spending Habits
Did you know 57% of Americans are struggling financially? Isn't that a crazy number? What if I pull out percentages and go with about 138 million people. Yes that is MILLION! This information is according to Center for Financial Services Innovation's Consumer Financial Health Study. While I hate to see that number, I used to be a part of that 57% of the American population who struggled with money. Yes, the guy with a personal finance blog KNEW … [Read more...] about What Financial Health Means to Me.
You should never forget your mistakes, but you surely should learn from them. I'm going to share with you one of my biggest money mistakes ever and why I still remember to this day. It taught me so much about my previous self and why I've come such a long way. You see, this time of year gets me thinking. It's summer time and many are enjoying their vacations, time off from school, and just all-around outdoor lifestyle. I like the summer time … [Read more...] about I Still Can’t Believe I Made This Money Mistake
It’s the American “dream” to have two cars, two incomes, kids, pets, gadgets, a nice yard, a beautiful home both inside and out, and take vacations every year to gorgeous and exotic locations. We want all of this along with a fat bank account. But what is it costing you? Your friends go to the nicest restaurants and latest movies and so do you. They have the coolest phones and computers, so naturally you need them too. But what is it really … [Read more...] about Stop Chasing the Joneses. They Suck!