Category Archives for Home & Family

How to Effectively Budget After Divorce

Debt is one of those things that we are all trying to avoid. Unfortunately, some circumstances make it much easier to fall deeper into debt instead of climbing out of it. Separation and divorce can easily

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To Refinance or Not to Refinance? That is the Question!

We have 5 kids and live in a 3 bedroom/2 bathroom house. That may seem a bit tight to you and let me tell you that most days, it is! Therefore, we’ve been talking about our options to add another

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Why NOW Is The Best Time To Think About Summer Camps

I realize that it is only January and that summer is a far off mirage. However, I have learned that if I don’t start start thinking about summer camps for my kids now then we will likely be left

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Why Sometimes Leasing a New Car is the Way to Go

One of the cars we had been driving was a 1999 Toyota Camry. Not that it hadn’t been a good car to us, because it had, but it had gotten to the point where it was no longer reliable and that was

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An Open Letter to My Wife and All Moms

I wanted to take a moment to share something that happened over the past few weeks. I think it’s very important to hear and hopefully most agree with my stance here. Basically, this is an open letter

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How to Teach Your Children the Value of Money: Budgeting

Out of all of the things that I teach my children about money, this one is the most difficult one for me. The reason for this is because children are extremely impetuous creatures and want everything

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How to Teach Your Children the Value of Money: Wants vs. Needs

Children want things. Lots and lots of things! At least, I know that mine do. This has been an ongoing battle since I can remember. However, since it is an ongoing battle, I decided that it makes much

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How to Make Family Holidays Merrier on Your Wallet

One of my favorite things about the impending holidays is the time that my family and I get to spend with each other. We are all so busy with our crazy lives, that we don’t see each other as much

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Gas vs Electric: Which is Cheaper for Heating Your Home?

Although most of us are still struggling to stay cool in the hot August temperatures, the fast approaching beginning of the school year tells us those cooler fall days we’ve all been longing for are

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7 Simple Tips to Reduce Your Summer Energy Bill

Summertime is almost here ladies and gentlemen.  If you are like me, then you are already sweating.  I am a very hot blooded individual, so summertime is not my favorite time of year.  Now, you may

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