If you haven't followed my blog since it started nearly five years ago, you might not realize I came from a position of overspending and debt. When I started this site, I had just finished paying off the last of my credit card debt. Over $50,000 to be exact. This was on top of another $25,000 we had in consumer loans, like a JetSki, cars, and some personal loans. I battled that debt for four years until it was paid off. Every single … [Read more...] about How to Effectively Use Credit Cards After Debt
Articles to show you how to fight debt and pay off your debt quickly
Are you tired of being in debt?
Yeah, I was too. After being in over $75,000 of debt, I decided to make a change in my life. It took me four years, but after kicking that debt to the curb, I was free to try new things.
Since paying down our debt, we have traveled to other countries, saved over $180,000, and have enjoyed living life without the weight of debt over our heads.
It takes pure determination to get out of debt. Trust me, I've been there. You can pay off debt with a low income. You can pay off debt when you pay more on your debt than your mortgage. You can change your mindset and get free of debt. Trust me, you can!
These articles will help you do just that. Some of of my personal story, but others are general advice that anyone can take to pay off debt and break the chains. Don't let debt dictate your life. Take back your money!
6 Money Mistakes You Need to Avoid in Your 60s and Retirement
You have finally reached the light at the end of the tunnel! It’s time to retire and enjoy the fruits of your labor. As you near retirement, there is another batch of money mistakes to avoid so you can afford to remain retired. By using your experience from your working years, you should be able to avoid these common money pitfalls. Those in your 60s and near or in retirement have to be a little more careful than those who are younger. Money … [Read more...] about 6 Money Mistakes You Need to Avoid in Your 60s and Retirement
7 Easy Steps We Used to Crush Credit Card Debt
Five years ago, we were able to pay off the last of our credit card debt. I can't believe it's been 5 years since that last payment was sent and we were credit card debt free! Really, time has been flying by. We've done a lot of stuff since breaking the chains of debt, and I'm excited that we've been able to do it. My wife and I are living a much better life sans consumer debt (minus our mortgage). In fact, we've been able to save over … [Read more...] about 7 Easy Steps We Used to Crush Credit Card Debt
6 Money Mistakes You Should Avoid in your 50s
We're continuing our missing to help all ages with their money. Doesn't matter if you're a teenager, in your 20s, 30s, 40s, 50s, or retired. Everyone is at different stages in life and in financial security. We already showed those of you in your 50s how to invest, so now it's time to make sure you're not making certain money mistakes that will cause you financial pain as your retire. Your 50s are often the last full working decade you have … [Read more...] about 6 Money Mistakes You Should Avoid in your 50s
6 Money Mistakes to Avoid in your 40s
Your 40s are an exciting decade as your children might be preparing to move away from home, you are near the top of the corporate ladder at work, and you might finally have a large disposable income that allows you to spend a few extra dollars on yourself. As this decade will serve as a transition from being a parent to thinking more about retirement, avoiding these money mistakes can keep your finances on track. Invest Too … [Read more...] about 6 Money Mistakes to Avoid in your 40s
6 Money Mistakes You Need to Avoid in Your 30s
As you enter your 30s, you have probably experienced the transition in life from a single, carefree college grad to getting serious about your future by “settling down” to start a family and paying your dues at work to get the next promotion. While you hopefully avoided these money pitfalls in your 20s, there is another batch of money mistakes to dodge in your 30s! Sound money management is not always easy when you want to start a family, grow … [Read more...] about 6 Money Mistakes You Need to Avoid in Your 30s