You don’t make a lot of money and you’ve worked hard to get out of debt. Now that you have the taste of what it’s like to not have a monthly interest payment for maybe the first time ever as an adult, the last thing you want to do is go back into debt. But, what’s the best way to stay out of debt with a low income? These tips can help you make a financial game plan to make you build wealth while staying out of the poorhouse. While you won’t … [Read more...] about How to Stay Out of Debt With a Low Income
Articles to show you how to fight debt and pay off your debt quickly
Are you tired of being in debt?
Yeah, I was too. After being in over $75,000 of debt, I decided to make a change in my life. It took me four years, but after kicking that debt to the curb, I was free to try new things.
Since paying down our debt, we have traveled to other countries, saved over $180,000, and have enjoyed living life without the weight of debt over our heads.
It takes pure determination to get out of debt. Trust me, I've been there. You can pay off debt with a low income. You can pay off debt when you pay more on your debt than your mortgage. You can change your mindset and get free of debt. Trust me, you can!
These articles will help you do just that. Some of of my personal story, but others are general advice that anyone can take to pay off debt and break the chains. Don't let debt dictate your life. Take back your money!
This article is sponsored by Debx, but the opinions are our own. Do you strictly use a debit card because you’re not sure if you can use a credit card responsibly? While debit cards are convenient, you’re not enjoying the benefits that come from owning a credit card including the opportunity to develop a responsible credit history. With Debx, all that can change as you never have to worry about missing a monthly payment again and enjoy all the … [Read more...] about Debx Review – Using Credit Card Like A Debit Card
Paying off debt is hard for anyone. It's always on your mind until it's gone and wiped clean. Debt hovers over you like a dark cloud just waiting to storm. Those clouds seem to be even darker when you have a low income. Without the necessary funds to pay down debt quickly, it can feel like an eternity working off debt. When you have a small income, it feels like climbing Mt. Everest is easier than getting out of debt. I know because I’ve been … [Read more...] about How to Pay Off Debt with a Low Income and Start Saving for the Future.
The new year is here and I'm sure you're ready to get started on your resolutions. Typically people are focusing on their weight, especially after two holidays of eating good food. I know I could lose a few pounds after this holiday break. More importantly, some are focusing their goals on their finances and I applaud those people. A new year is a great time to look over your finances and see where you can improve. You might even start a nice … [Read more...] about 39 of the Best Financial Tips to Start the New Year
If you are even halfway serious about trying to get out of debt or simply want to spend $100 less a month, one of the first steps you need to take is monitoring your monthly spending. Before you think that the only way to track how much you spend is to pay for a monthly app-- so you go further into debt before getting out of debt-- think again! There several options available that help you monitor your finances for free. Pen and Paper The … [Read more...] about 7 Free Ways to Monitor Your Money
How did your money do when the 2007 -2008 recession hit? It wasn't good for a lot of people. Many had to declare bankruptcy or make very tough financial decisions just to stay afloat. It's not a matter of if a financial recession will strike, it's when it will happen. While nobody can accurately predict when the next recession will finally arrive, there are certain steps you can take to "recession-proof" your finances so you will not have to … [Read more...] about How to Easily Recession-Proof Your Finances