Category Archives for Budgeting

How to Effectively Budget After Divorce

Debt is one of those things that we are all trying to avoid. Unfortunately, some circumstances make it much easier to fall deeper into debt instead of climbing out of it. Separation and divorce can easily

Keep reading

To Refinance or Not to Refinance? That is the Question!

We have 5 kids and live in a 3 bedroom/2 bathroom house. That may seem a bit tight to you and let me tell you that most days, it is! Therefore, we’ve been talking about our options to add another

Keep reading

How to Keep the Romance and Your Budget Alive on Valentine’s Day

Every year the dreaded day comes around where a man is supposed to show his significant other just how much he cares and spend gobs of money. This has always seemed like an extraordinarily strange tradition

Keep reading

Why NOW Is The Best Time To Think About Summer Camps

I realize that it is only January and that summer is a far off mirage. However, I have learned that if I don’t start start thinking about summer camps for my kids now then we will likely be left

Keep reading

Save Money In The New Year With A Food Overhaul

It’s that time again! Time to start fresh with a new year and make a full-hearted attempt to remedy any perceived shortcomings from last year. These usually include things along the lines of exercising

Keep reading

Is Holiday Shopping With Credit Cards Right For You?

With the passing of Turkey Day, the official beginning of the holiday shopping season starts! There are sales EVERYWHERE! Retailers are doing their best to get your attention and get you into their stores

Keep reading

Here is One Great Way to Help You Save on Holiday Gift Giving

As you should all know by now, things have been pretty darn tight financially for me for years. In the past couple of years that has eased up a bit, thankfully, but I am still very thrifty. This stretches

Keep reading

Why Sometimes Leasing a New Car is the Way to Go

One of the cars we had been driving was a 1999 Toyota Camry. Not that it hadn’t been a good car to us, because it had, but it had gotten to the point where it was no longer reliable and that was

Keep reading

This is the Time to Start Planning Next Year’s Summer Vacation

Every year my kids ask me where we are going to go on vacation. For many years, our vacation was to my brother and sister-in-law’s house so that my kids could hang out with their cousins for a week

Keep reading

How to Teach Your Children the Value of Money: Budgeting

Out of all of the things that I teach my children about money, this one is the most difficult one for me. The reason for this is because children are extremely impetuous creatures and want everything

Keep reading
1 2 3 4