Many people think of a bank as a safe place to hold their extra savings that gradually grows with a monthly interest payment. What many people do not realize is that their bank might actually be costing them money instead of earning money through fees. When that happens you are almost better off storing your savings underneath your mattress. Thankfully, there are many checking account options that will not cost you a dime. Traditional Banks … [Read more...] about 12 Free Checking Accounts to Save You Money in 2018
For those with only a few years of experience in the professional workforce – or those joining it for the first time – the euphoria of getting a paycheck has probably been tempered with the reality of bills and savings. Car payments, rent, student loans, saving up to buy a house, all of that counter-balances the excitement of earning real money for the first time. But it’s not just about earning that paycheck; millennials enjoying their … [Read more...] about The Quick Guide to Credit Unions and Why You Should Care
I'm sure I'm going to get a few people that say I'm paranoid or a little crazy and I'm OK with that. It's true, I keep my money in a variety of bank accounts for a number of reasons. I wanted to explain why I do it and why I think it should be a more common practice than it is. My obsession with using different bank accounts didn't start until after I paid off my credit card debt and was on the road to financial recovery. I was going through a … [Read more...] about Why I Keep Money in 4 Different Banks and Love It!
Today is a pretty cool day in the world of personal finance and technology. At least for those of us who enjoy harnessing the power of technology to further our financial freedom. You're probably wondering what I'm talking about, so I will share a little press release I got about how Amazon has teamed up with Capital One to use the power of your voice to stay on top of your credit card and banking. I'm excited to see where this takes us as more … [Read more...] about How to Pay Your Credit Card With Your Voice and Amazon
Hate saving money? Forget to pay yourself first? I remember those days! Well, let me tell you those days are over. If you don't put a value on saving money for yourself, then this new service is going to help you tremendously. Seriously. I signed up in less than 5 minutes and everything was automated from then on. Let me tell you about Digit, the new way to save money without even thinking about it. Here is my Digit review for anyone looking … [Read more...] about How Digit Changed the Way I Save Money
I received an email yesterday from Capital One 360. Since I'm a member and have a checking and savings account with them, I was happy to see this change. Capital One 360 has been going through some changes, but they are making it a little better now. You Can Now Deposit Cash at Capital One ATMs! That's right! It used to be a pain to deposit money into Capital One 360, especially cash. I always just did electronic transfers from my other … [Read more...] about Good News Capital One 360 Members, You Can Deposit Cash!