Fall is here, which means it's time to start thinking about ways to save money on those winter heating bills!! The year the Polar Vortex hit, our family spent twice as much as we normally do on winter heating bills, which was a tremendous drain on the pocketbook. Suffice to say, we've been spending the summer looking for ways to make sure that winter doesn't drain our bank account the way it did back then. For many homes, winter can be the … [Read more...] about 3 Simple Ways to Save Money on Heating Costs
No matter what your goal, or how long it takes you to get there, the chances of you succeeding at your goal is based largely on your willingness to persevere. Why is it that perseverance breeds success? Let's start with the definition of perseverance. Dictionaries defines perseverance this way: Perseverance: steadfastness in doing something despite difficulty or delay in achieving success Grayson and I can both identify with the … [Read more...] about Perseverance Breeds Success
One of Grayson's big desires for Debt Roundup is that the site helps people learn how to pay off debt. There are a vast number of resources on the whos/hows/whats/wheres and why's of paying off debt here at Debt Roundup and elsewhere on the Internet. Within the world of personal finance blogs, you'll often find differing thoughts and opinions on the best method of paying off debt. Grayson shares how well the Debt Avalanche worked for him, … [Read more...] about There’s No Wrong Way to Pay off Debt
When you've decided it's time to buy a house, it's very easy to get caught up in the fun and frenzy of purchasing your first home. It's also easy to get distracted by bells, whistles and the realtor's sales techniques, which can cause you to forget key factors you need to know in order to buy a house that will truly be a good investment for you. Having purchased three homes in the last twenty years, I finally feel like I know what I need to … [Read more...] about 6 Things to Consider Before You Buy A House
There's no better time than the approach of a new year to take a good look at your finances and figure out how you can improve your financial picture for the coming year. Part of a solid financial picture and plan is the creation of an emergency fund. Mike talked last week in this post about how his emergency fund saved his tail when they had a large, unexpected home repair emergency. Grayson has written before about the true importance of an … [Read more...] about 4 Easy Steps to Building an Emergency Fund
Okay, friends, the new year is right around the corner, and it's time to start your financial planning for 2015. If you're a seasoned personal finance whiz, you know exactly what to do. This post is geared more toward those who are new to the world of taking control of your personal finances. This is your year, my friends: the year in which you begin controlling your money instead of letting your money control you, and it all starts with … [Read more...] about Financial Planning for 2015 – Starting the New Year Off Right!