If you are even halfway serious about trying to get out of debt or simply want to spend $100 less a month, one of the first steps you need to take is monitoring your monthly spending. Before you think that the only way to track how much you spend is to pay for a monthly app-- so you go further into debt before getting out of debt-- think again! There several options available that help you monitor your finances for free. Pen and Paper The … [Read more...] about 7 Free Ways to Monitor Your Money
You might think that warehouse clubs like Costco and Sam’s Club are only useful for buying food and household items for less than you could buy the same items at your local supermarket or department store. To add even more value to your annual membership fee, warehouse clubs have also rolled out additional services like a travel agency and identity theft protection. Are these additional warehouse club amenities worth the membership fee or … [Read more...] about Are the Warehouse Club Benefits Actually Worth the Money?
How did your money do when the 2007 -2008 recession hit? It wasn't good for a lot of people. Many had to declare bankruptcy or make very tough financial decisions just to stay afloat. It's not a matter of if a financial recession will strike, it's when it will happen. While nobody can accurately predict when the next recession will finally arrive, there are certain steps you can take to "recession-proof" your finances so you will not have to … [Read more...] about How to Easily Recession-Proof Your Finances
Besides your home mortgage, health insurance is most likely your next largest expenses every month. As we all get sick from time to time, canceling your health insurance coverage isn’t a good idea. Just because you need health insurance doesn’t mean your entire paycheck has to go to the insurance provider. These tips can help trim your current healthcare expenses every day of the year! Contribute to an HSA If you have a high-deductible health … [Read more...] about 10 Ways to Save Money on Healthcare
Are you living paycheck to paycheck and simply don’t know where to begin cutting your monthly spending? These quick money hacks can help you shave at least $100 off your currently monthly spending. That’s an extra $1,200 a year that is currently into somebody else’s wallet and can remain in yours instead. Cancel Subscriptions with Trim Do you know where you spend every dollar each month? If not, you can benefit from using Trim. It’s a free bot … [Read more...] about 8 Quick Changes You Can Make to Save $100 a Month
Earning money as a teenager can be an exciting opportunity as you can work as much (or little) as you want. Since you still live at home, your teen years are an excellent opportunity to establish a micro-business that generates enough income to pay your monthly bills before you move out after graduation. Teen jobs are also a great way to explore potential career paths. Flipping burgers or being a department store cashier are not the only two … [Read more...] about 13 Ways Teens Can Make Extra Cash (Besides Flipping Burgers)