The secret to becoming wealthy is spending less than you earn, but what do you with that extra money? You can keep it under your mattress or a free checking account. However, you might not earn passive income with either of these two options so you can make money while sleep. Instead, you should consider parking your cash in an online savings account.The best online savings accounts currently offer an annual interest rate of at least 1.00% … [Read more...] about The Best Online Savings Accounts in 2018 – Where to Stash Your Cash
Many people think of a bank as a safe place to hold their extra savings that gradually grows with a monthly interest payment. What many people do not realize is that their bank might actually be costing them money instead of earning money through fees. When that happens you are almost better off storing your savings underneath your mattress. Thankfully, there are many checking account options that will not cost you a dime. Traditional Banks … [Read more...] about 12 Free Checking Accounts to Save You Money in 2018
This article is sponsored by Debx, but the opinions are our own.Do you strictly use a debit card because you’re not sure if you can use a credit card responsibly? While debit cards are convenient, you’re not enjoying the benefits that come from owning a credit card including the opportunity to develop a responsible credit history. With Debx, all that can change as you never have to worry about missing a monthly payment again and enjoy all the … [Read more...] about Debx Review – Using Credit Card Like A Debit Card
Paying off debt is hard for anyone. It's always on your mind until it's gone and wiped clean. Debt hovers over you like a dark cloud just waiting to storm. Those clouds seem to be even darker when you have a low income. Without the necessary funds to pay down debt quickly, it can feel like an eternity working off debt.When you have a small income, it feels like climbing Mt. Everest is easier than getting out of debt. I know because I’ve been … [Read more...] about How to Pay Off Debt with a Low Income and Start Saving for the Future.
What are you waiting for to get started with filing your taxes? Do you wait until the deadline to file your taxes because your not sure you're getting it right? It doesn't have to be that way (well, paying taxes is always going to be there) if you just take a few moments to pick out the best way for you to do your taxes. With so many good online (and downloadable) tax preparation software programs out there, you should be able to find one that … [Read more...] about Need to File Your Taxes? Here are the 3 Best DIY Tax Programs
If you are even halfway serious about trying to get out of debt or simply want to spend $100 less a month, one of the first steps you need to take is monitoring your monthly spending. Before you think that the only way to track how much you spend is to pay for a monthly app-- so you go further into debt before getting out of debt-- think again! There several options available that help you monitor your finances for free. Pen and Paper The … [Read more...] about 7 Free Ways to Monitor Your Money