It’s that time of year again! Time for the kids to start begging for all of the newest and coolest bloody weapons of choice and princess costumes. Yep, it’s Halloween time again! I personally am not a huge fan of this holiday due to the fact that it can get ridiculously expensive. All so that they can dress up for one night and get all the candy in the world to rot their teeth out and assist with the continuation of childhood obesity and … [Read more...] about How to See Scary Savings on Halloween Costumes
Are you ready for your 4th of July celebration? If not, then you still have a few last minutes to get your healthy menu together and stay on budget! 4th of July is one of those holidays that can get pretty pricey with food and beverages pretty quickly. I love attending cookouts and sometimes having one of my own for this festive holiday. However, when hosting one, I have found that they can put a huge dent in my wallet if I am not careful. I … [Read more...] about How to Make Your 4th of July Menu Healthy and Affordable
Debt is one of those things that we are all trying to avoid. Unfortunately, some circumstances make it much easier to fall deeper into debt instead of climbing out of it. Separation and divorce can easily land you here. I can speak to how hard it is to get out of debt when you suddenly find yourself caring for children on your own without any financial assistance from your former spouse. It can be extremely daunting and, if you don't have a game … [Read more...] about How to Effectively Budget After Divorce
We have 5 kids and live in a 3 bedroom/2 bathroom house. That may seem a bit tight to you and let me tell you that most days, it is! Therefore, we've been talking about our options to add another room onto the house, along with tearing down our carport and adding a 2-car garage. The biggest determining factor here is should we apply for a HELOC or refinance the current home loan? HELOC A HELOC is a Home Equity Line of Credit. I had one of these … [Read more...] about To Refinance or Not to Refinance? That is the Question!
Every year the dreaded day comes around where a man is supposed to show his significant other just how much he cares and spend gobs of money. This has always seemed like an extraordinarily strange tradition to me since it would seem logical to show your significant other just how much you love them EVERY single day of the year and not just on Valentine's Day. However, this is the realm we are currently in, so embrace it! This doesn't mean that … [Read more...] about How to Keep the Romance and Your Budget Alive on Valentine’s Day
I realize that it is only January and that summer is a far off mirage. However, I have learned that if I don't start start thinking about summer camps for my kids now then we will likely be left out in the cold. Not only that, but if there are scant options left, they will be MUCH more expensive. Why Now? All summer camps begin their early registration period in February, which was a completely unknown to me until recently. Summer camps figure … [Read more...] about Why NOW Is The Best Time To Think About Summer Camps