All posts by Shanah Bell

How to Effectively Budget After Divorce

Debt is one of those things that we are all trying to avoid. Unfortunately, some circumstances make it much easier to fall deeper into debt instead of climbing out of it. Separation and divorce can easily

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To Refinance or Not to Refinance? That is the Question!

We have 5 kids and live in a 3 bedroom/2 bathroom house. That may seem a bit tight to you and let me tell you that most days, it is! Therefore, we’ve been talking about our options to add another

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How to Keep the Romance and Your Budget Alive on Valentine’s Day

Every year the dreaded day comes around where a man is supposed to show his significant other just how much he cares and spend gobs of money. This has always seemed like an extraordinarily strange tradition

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Why NOW Is The Best Time To Think About Summer Camps

I realize that it is only January and that summer is a far off mirage. However, I have learned that if I don’t start start thinking about summer camps for my kids now then we will likely be left

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Save Money In The New Year With A Food Overhaul

It’s that time again! Time to start fresh with a new year and make a full-hearted attempt to remedy any perceived shortcomings from last year. These usually include things along the lines of exercising

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Don’t Cry For Money, It Doesn’t Cry For You

Money is one of the major factors in our quality of life. The amount of money we have, or lack thereof, can make or break us. It is sad that this is the case, but it simply is what it is at this moment

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5 Easy Ways to Earn Money with Your Old Stuff

It’s the time of year to clean out the closets and make room for new stuff. I don’t know about you, but in our house we have enough stuff as it is. Which means we are always looking for ways

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Great New Year’s Eve Ideas That Will Really Ring Your Bell

This is the first year that I haven’t had to work nor have I had my kids for New Year’s Eve. Now as a woman in my late 30’s, I feel like I’ve already done the stereotypical New

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Is Holiday Shopping With Credit Cards Right For You?

With the passing of Turkey Day, the official beginning of the holiday shopping season starts! There are sales EVERYWHERE! Retailers are doing their best to get your attention and get you into their stores

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Here is One Great Way to Help You Save on Holiday Gift Giving

As you should all know by now, things have been pretty darn tight financially for me for years. In the past couple of years that has eased up a bit, thankfully, but I am still very thrifty. This stretches

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