As you can see from the title, my air conditioning is still broken. It was “fixed” until this Thursday night when it presented the same symptoms of the previous issue. Dang it! There is only one more part of switch out, unfortunately, that it is the most expensive. Of course. I am not a fan of my AC going out when it is hot. Luckily, I have a window AC unit in my room to keep me cool at night, but we have to figure out what to do with my son’s room. He is too young and can’t handle that heat. It might be necessary for him to sleep with us again.
Anyway, as I work on getting a new technician out to my house this upcoming week, I wanted to provide you with this week’s Yakezie Carnival. There are a bunch of great articles in this list and I am sure you will enjoy the reads. If you want to submit your personal finance articles to the Yakezie Carnival, then jump over to Blogger Carnivals and submit.
SB @ One Cent at a Time writes Things to Take Care Before you Refinance – You have done your research and found that refinancing might alleviate some of your debt on your current mortgage. This sounds great, but in many cases, refinancing can cost more in processing fees than it could actually save you in monthly payments.
Emily @ Evolving Personal Finance writes July 2013 Month in Review: Money – This was a fairly representative summer month for us – too much spending on food and little out of our targeted savings account.
GMM @ Grad Money Matters writes Should you blog for money? – Blogging is a lot of fun. There are tons of positives of blogging, and you should start one today! When it comes to online money-making ideas you have to ask yourself what actually has the potential to make money, and what is a big fat waste of time.
Michelle @ Diversified Finances writes Disadvantages/Negatives of Working From Home – Last week, I talked about how I’m super excited to start working from home, and all of the positives that go along with it (such as no pants and making your own schedule, haha). However, there are some disadvantages and I would like to talk about them.
Michelle @ Making Sense of Cents writes Does your budget suck? – Budget Categories – Lately, I have been having a good amount of people asking me for help with their budget. This includes my sister, my friends, and readers. It seems like a lot of people aren’t sure what to put in their budget, or how to even start making their budget.
Alexa @ Making Sense of Cents writes Tips for Diversifying Your Income – Imagine that you walk into work tomorrow only to be told that due to company downsizing your position has been eliminated. Your last day will be two weeks from now and unfortunately the company isn’t offering any severance packages. This comes to you as complete and utter shock. You have no backup plan.
Jordann @ Making Sense of Cents writes Should Your Job Determine Your Emergency Fund? – An emergency fund is money that is set aside in case of emergency. It’s there for you when you need it for an unexpected expense, to prevent you from dipping into a credit card or a line of credit and ending up in debt.
Evan @ My Journey To Millions writes Do You Have a Right to Choose Your Child’s Degree or Major? – I tweeted a picture of my son taking pictures. Which made me ask this: can a parent who is paying for college choose a degree or major?
Buck Inspire @ Buck Inspire writes Forced Out Of My Comfort Zone – I’ve been primarily in server management throughout my IT career. Recently, I vowed to expand my skills into networking.
Monica Iannacone @ Monica On Money writes How to Payoff Your Mortgage ASAP! – After becoming debt-free, my current financial goal is to payoff my mortgage early. Here’s how I’m doing it
FI Pilgrim @ FI Journey writes The True Impact Of Lifestyle Choices – Over the next few days I kept thinking about the word lifestyle and the far-reaching impact that it has on our lives (and finances).
Holly Johnson @ Club Thrifty writes Club Thrifty Fall Financial Lockdown – Spending has been getting a little crazy in the Club Thrifty household lately. As a result, we have put ourselves on FALL FINANCIAL LOCKDOWN.
Barbara Friedberg @ Barbara Friedberg Personal Finance writes Learn To Build Wealth In 15 Minutes A Day – Build wealth fast with a step by step money management program.
Minimalist @ Minimalist Finance writes Save Money on Your Education (Or Get it For Free) – Education is expensive. We all know this. Parents save for years for their kid’s post-secondary education, and sometimes that’s not even enough.
Crystal @ Married (with Debt) writes A Big Debt-Free Reward – My husband and I worked diligently together to become debt free. Well, he did the work and I was supportive (and along for the ride). Anyway, we did it.
Amanda L Grossman @ Frugal Confessions writes Add a Boatload to Your Savings Account in One Year, Even if You are Living Paycheck to Paycheck – There are a lot of people living paycheck to paycheck, out of necessity.
Elise @ Payday Angels writes Interveiws With Personal Finance Bloggers – I had the opportunity to delve into the worlds of the people behind some of my favourite blogs. Join us in finding out their worst financial mistakes and what keeps their readers entertained- Certainly very helpful for those looking to start their own blog too!
Brent @ PersonalFinance-Tips writes Tips That Help You Manage Your Personal Finances Well – Managing personal finances and that too personal finance is not an easy affair. In fact many of us face problems in taking care of our personal finances in spite of making a budget. It often happens that we end up spending more than we actually intend to.
SBB @ Simple Budget Blog writes No Plan: How Americans Fare in Planning Budgets – The recent results of a Gallup poll reveal little enthusiasm for budget planning. Budgeting is important! Read here to learn more about American budgeting.
Abu @ Insurance Bangladesh Agent writes Insurance Bangladesh – Insurance Bangladesh company agent (IBCA) is an agent company which is helping the Bangladeshi people for getting insurance policy from the Bangladeshi insurance companies. We are assisting you to become a policy holder of any Bangladeshi insurance company. 12353852-house-insurance-and-home-owner-protection-from-mortgage-interest-rates-by-refinancing-a-payment-of-l There are two types of Insurance Companies in Bangladesh – Life Insurance Company & General Insurance Company. If you
MARTIN @ Don’t Throw Away Money writes Get Healthy and Save Money – Many of us are under the impression that we need to spend more to be able to lead a healthy lifestyle- try my tips to saving money and being healthy and see whether you agree
IMB @ Investing Money writes Two Markets in the Cross Hairs – This week the energy market and the S & P are in focus. Read here for information on these important markets and how they are changing.
Suba @ Broke Professionals writes 6 Reasons I Hate Underwriting – Buying a house is a different universe than it was five years ago. Getting a mortgage is like taking candy from a baby… or, maybe, a 42-year-old underwriter.
Corey @ 20s Finances writes Tips to Save Money on Your Wedding Reception – Here are some tips I have gathered while planning our wedding reception.
Bargain Babe @ BargainBabe.com writes 7 Cheap Meals for Dinner – The only thing better than a tasty, cheap meal for dinner is if someone else cooks it for you! If it’s you, consider reading my 7 cheap meals that are affordable, but also tasty!
SFB @ Simple Finance Blog writes Ready, Set, Shop! It’s Tax Free Weekend – It’s my favorite time of the year – a time when I can go to the store and splurge a little bit, while simultaneously feel a little less guilty about the money I’m dropping.
Esther @ Bons Vivants Blog writes Manage Your Credit Rating – Don’t let your credit report affect your future- here are ways to keep a steady rating
Tushar Mathur @ Everything Finance writes Self-Employed and Have Debt? Why Dave Ramsey May Not Work for You – Dave Ramsey. His name is synonymous with getting out of debt. No doubt his baby step program has helped millions get out of debt and stay out of debt. But he might now work for you, and here is why!
THE BOSS @ Like A Boss Blog writes 5 Items To Buy Pre Owned – Buying something new is great, unless you don’t need it for life- why spend money on things that you won’t use later on.
Mrs. Accountability @ Out of Debt Again writes How to Get a Statement and Reconcile Your PayPal Business Account – Trouble reconciling your PayPal account? This short tutorial will show you how to get a statement that will allow you to reconcile your account.
Tushar @ Start Investing Money writes Smart Reasons for Investing in Your Financial Knowledge – Here is a question for you: would you invest in stocks and shares if you didn’t know a thing about them? What about other forms of investments? Would you be willing to sink a good portion of your savings into an investment you knew little to nothing
GD @ MLIQ123 writes Life Insurance Company Ratings – Picking the right insurance policy for your family’s needs is just as important as choosing the best life insurance company who offers you good customer service. Between life insurance company ratings from A.M. Best and JD Power, one of which focuses on financial strength and the latter on customer satisfaction, here is a list of the top providers in the industry and what factors you should consider when picking your provider.
Kathleen O’Malley @ Frugal Portland writes Going on a Road Trip using AirBnB – We are using AirBnB for the first time. It is a great way to save money in a few ways.
Wayne @ Young Family Finance writes The Self-Employment Dream: Less Talk, More Action – Maybe it came to you as a ‘lightbulb moment’, or maybe it’s a thought that you’ve stewed on and perfected for years. You know the one. It’s your business idea, your inspired concept to invent, design, manufacture or improve something that fills a gap in the market. You’ve discussed it with friends, colleagues, the postman – anyone who will listen.
Mike @ Personal Finance Journey writes Creative money saving ideas for the car – Driving a car isn’t rocket science and neither is saving money. Here are our creative money saving ideas for the car.
Ryan @ Cash Money Life writes Why you Should Take a Vacation – Studies show that taking a vacation can improve your quality of life and help your career by improving your concentration and productivity.
Roger the Amateur Financier @ The Amateur Financier writes How to Monitor and Maintain Your Online Persona – A discuss on online persona and how to monitor what is being said about you online as you attempt to generate a positive personality online.
Ray @ Squirrelers writes Inheritances, Greed, and Crazy Search Terms – Sometimes it’s interesting to see how people find your blog via search. In some cases, it can involve some interesting financial objectives people have!
Crystal @ Budgeting in the Fun Stuff writes Cost for Tubing the Comal River Last Weekend – My friends and I headed out to New Braunfels last weekend and ended up tubing down the Comal River for 6 hours.
DPF @ Digital Personal Finance writes Important Expenses for Which We Need to Save – There are many reasons to save money. Some are more obvious and important, while others are often overlooked.
MMD @ My Money Design writes Motivation In the Workplace and My Thoughts on Mind Control – Motivation in the workplace has gone from the desire to do your best into a simple will of survival. And worst of all: We let ourselves be hypnotized into this form of mind control. This post will explore why we let this happen.
MMD @ IRA vs 401k Central writes A Strategy for Getting the Most From Both a Roth IRA vs 401k – http://www.iravs401kcentral.com/
DW @ Great Passive Income Ideas writes I Want To Make Money on the Side – What Are Some Ways To Do So? – If you’re saying I want to make money on the side but don’t know how, then you should know there are a lot of easy things you can start doing now that work. Here are my tips for ways to accomplish that.
Mr FD @ Financial Debauchery writes How Much Is Gold Worth? More Than What a Dealer Will Give You! – It’s a really good idea to find out how much is gold worth before you’re about to go sell it to one those cheesy We Buy Gold places. Read on and have a better experience than I did.
Lauren @ L Bee and the Money Tree writes Let’s make money. Finding jobs on Craigslist! – Jobs on Craigslist still manage to be the Wild West of the job-hunting set. You just never know what you’re going to get. After several months of finding side hustles via Craigslist I’ve discovered a couple of things.
Matt Becker @ Mom and Dad Money writes Is Peer-to-Peer Lending the Next Big Thing? – Peer-to-peer lending is pretty big in the world of personal finance right now. There are a lot of people talking excitedly about the great investment returns they’ve made recently, and of course this has only drummed up interest from others on how to get involved. This is typical of any new investment that’s seen some success, but does it mean that it’s a good thing to get involved with? Today I’d like to share some of my thoughts on peer-to-peer lending and how it might fit into an investment p
CAPI @ Creating a Passive Income writes Small Business Saving: How To Save Your Business Money – Running a small business and finding success? Great! Now you need to save your business money. Read here to learn how.
Luke @ Learn Bonds writes Accrued Market Discount – What You Need to Know – Knowing about accrued market discount will help you make better investment decisions and handle taxes with better wisdom.
Daisy @ Suburban Finance writes Rent Vs. Buy – Should I rent a home, or buy one? This article will be helpful in deciding what you should do.
Jacob @ AllPersonalFinance writes Insurance… Don’t be Underinsured – Many people are always looking for cheap homeowners insurance. However in their haste to find cheap homeowners insurance they often risk the protection they need. Millions of residents in the UK are underinsured. Are you one of them? Now would be a good time to check your homeowners policy to make sure you have adequate coverage?
Eliza Cross @ Happy Simple Living writes Save on Laundry Detergent With This Simple Tip – Save some greenbacks and be good to the environment by researching the amount of detergent you’re using. The results may surprise you! This post also contains a link to a recipe for homemade laundry detergent if you want to make your own.
JP @ My Family Finances writes Different Types of Loans for Your Family – In an effort to save time and painful research, here is a very brief overview of some of the more common types of loans that families have.
Mr. Frenzy @ Frenzied Finances writes Two X Problems: The Financial Challenges Women Face – Recognizing that there are many financial challenges women face, and what to do about them, will help women to prepare for the future. Read for information.
MR @ Money Reasons writes Upper Middle Class Online Test – Check out my results from this Upper Middle Class Test. I included the url so you can try it too.
LaTisha @ Young Finances writes 3 Reasons Why Kim Kardashian Has More Assets Than You – Kimberly Noel Kardashian, mother of North West and partner of Kanye West, is worth $40 million and earned an estimated $10 million in one year as of June 2013.
Kyle @ The Penny Hoarder writes How to Get an Interest Free Loan from LendUp – Get this… Did you know that 12 million Americans take out payday loans each year to cover their daily expenses! Crazy, right? On average, a single borrower takes eight loans of $375 annually and has to pay a whopping $520 in interest!
Bryce @ Save and Conquer writes Does the NAV Matter When Comparing Two Mutual Funds? – The NAV is calculated for each fund at the end of each trading day. It is derived by dividing the total value of all the cash and securities in a fund’s portfolio by the number of shares outstanding. The value of the NAV does not matter unless you are trying to time the market, which is a loser’s game.
Eva Baker @ TeensGotCents writes Thrift Store Costume Ideas – Shopping With Sarah – Need a costume? Don’t have much money? Can you sew a little? Never fear! Get thrift store costume ideas from Sarah in her latest post on TeensGotCents.
Don @ MoneySmartGuides writes How to Calculate Net Worth – Net worth is an important calculation that shows you your financial health. This post shows you how to calculate net worth.
Cat Alford @ Budget Blonde writes How to Avoid A Savings Addiction – Do you have a savings addiction? Do you always feel like you have to buy something just because you have a coupon? If so, here’s how to combat it!
John @ Ourinsurancecanada.com writes Why You Need Travel Insurance On Cruises – We have all heard about the recent spikes in cruises ship mishaps. Whether they be electrical malfunctions or the ship hit’s a reef and sinks. This is never a good situation to be in, unless you have travelers insurance for your cruise.
Tushar @ Earn More and Save writes Secrets of the Wealthy: How to Pick the Right Career – Passion. Commitment. Perseverance. What do these three things have in common? They are traits of the wealthy who have chosen careers in which they excel. Choosing a career is a tough choice and, unfortunately many people choose the wrong one.
Hank @ Money Q&A writes Business Liability And Why It Is Important For Your Finances – Business liability insurance can and will help you and your business get through any type of situation, this form of insurance covers legal defense costs.
Jon Haver @ Pay My Student Loans writes How to Get a Student Loan – As the name refers, a student loan is a loan taken by the students so that they can pay off their university or college fees and other expenditures related to their studies. These loans are dedicated for students who are willing to study, but due to their poor financial state, they are forced to drop out of their studies.
Mr PoP @ Planting Our Pennies writes Just Out Of School, Deep In Debt, Job Sucks. What To Do? – Have a “worthless” humanities degree like Mr PoP? Find out how he went from a cruddy job to a $100K/year career in B2B sales.
Miss T. @ Prairie Eco Thrifter writes 4 Ways to Improve Your Travel Experience – If you love travel, but dread the inconvenience, or if you wish you could like travel a little more, here are 4 things you can do to improve your travel experience:
Christopher @ This That and The MBA writes What to Do When You Have No Credit History – Several years later I headed off to graduate school and insisted on living in this little crap hole of an apartment so I could pay all my own bills. It was great until I tried to have the utilities turned on and they ran a credit check. They said they could not turn on my gas because I had no credit history. I had to have my parents put the gas in their name.
Christopher @ This That and The MBA writes What is your Emergency Fund really for? – So here’s what happened. Any of you who follow my blog may know/remember that I’ve had a hip injury for quite some time. I’ve spent most of the last year jumping through hoops trying to get this thing fixed.
Christopher @ Carpal Tunnel HQ writes How To Prevent Carpal Tunnel Syndrome – You probably don’t stop to think about the health of your carpal tunnel, rather than when you are feeling some of the symptoms of carpal tunnel syndrome, which is a very painful condition that can be defined as an aching, stiffness, or burning of the wrists and hands.
Ted Jenkin @ Your Smart Money Moves writes I Am A Freelancer… What Five Business Moves Should I Make? – You have decided to leave your employer and make a go at a consulting business on your own.
Debt Guru @ Debt Free Blog writes The Missing Help on Credit Scores – Didn’t get to learn about credit in high school? Neither did we. It’s strange, right? Read here for your basic education on credit and credit scores.
Michelle @ The Shop My Closet Project writes Frivolous Spending, Super Poo, and Debt Repayment. A few thoughts about the road to Debt Freedom – I am on a serious mission to repay my debt. I stopped shopping, am using up my sh$t, bring my lunch to work, make my coffee at work, and am picking up extra work. Basically, I’m serious as a heart attack when I talk about wanting to take care of my debt!
Maria @ The Money Principle writes The Manifesto of a Frugal Artist – In this article I discuss two kinds of frugality: extreme frugality and frugality as an art form. I am a frugal artist; how about you?
Little House @ Little House in the Valley writes Kanga Cottage Cabins – Modular homes and cabins appear to be popping up all over the place. I can see why; they offer a variety of housing solutions (office, shed, pool house, cabin), flexible design, and are affordable options for those wanting to expand or build a cabin of their own.
Tushar @ Finance TUBE writes What Are The 6 Best Investment Options of 2013? – Every investor is looking for the advice on the next big money maker. Smart investors are the ones who develop their own systems for determining which the best ways to remit their money are.
Harry Campbell @ Your PF Pro writes What’s the Best Day of the Week to Quit Your Job? – If you haven’t heard by now, I quit my job! My fiancee and I are moving and I did not want to make the hour plus commute so I gave my notice about a month ago. My last day was last Tuesday and so far being unemployed has been pretty awesome. Eventually I’m going to get back to my day job but for now I’m happy working online and living life. A lot of my co-workers thought it strange that I quit on a Tuesday but there was a method to my madness.
krantcents @ KrantCents writes Some Things Get Better with Age! – Some things get better with age such as wine, cowboy boots, blue jeans, rib-eye steaks, balsamic vinegar and some human beings. Older people are not quietly go into the sunset and retiring. Successful entrepreneurs are getting older! The young entrepreneurs may get more press, but there are many older people becoming entrepreneurs.
Pauline @ Make Money Your Way writes Renting part of your house or basement long term – This post shows how you can make money by renting part of your house or your basement to a new tenant.
Pauline @ Reach Financial Independence writes Keep your “safe” investments safe – This post talks about how to keep your investments safe and protect your savings from inflation
Glen @ Monster Piggy Bank @ Monster Piggy Bank writes How to Save Money for a House – Learn about the common things you need to look for when saving money for a house.
Paul @ The Frugal Toad @ The Frugal Toad writes 5 Things Everyone Should Know About Loans – Sooner or later in life, everyone is going to need to borrow money. It happens, either because you’re making an investment in a residence, going to college, or buying another big-ticket item. There are many types of loans to choose from, all with different interest rates and grace periods. Before you jump into the first loan you can find, you should do some research and know what you’re getting into. In fact, here are five things you need to know before you think about taking out a new loan.
John S @ Frugal Rules writes When Should You Start Saving for Retirement? – Saving for retirement can be challenging for many. There are many excuses to use from not having enough money to it being too far away. However, by starting to save for retirement earlier rather than later, regardless of the amount, you put yourself in the best position possible.
Jefferson @ See Debt Run writes Looking For a Streaming Media Player? – In today’s world, there are a variety of options available for streaming media. How do you choose?
Andrew @ Living Rich Cheaply writes Higher Price Better Product? – Does a more expensive product mean that it is higher quality? Sometimes, but not always. Read why we think this way and how to get the best value when we buy something.
FI Pilgrim @ FI Journey writes Rewards vs Restraint – Are Credit Cards Worth It? – The question I ask is not about the credit card companies, but about myself. Do credit card rewards incentivize me to spend money that I wouldn’t otherwise?
Matt @ Living in Financial Excellence writes I Spent A Lot of Money and It’s Okay – Once you’re debt free and you’re funding your retirement and college savings plans, it’s OK to spend money on yourself. Go ahead. Live a little. Splurge a little. You’ve earned it.
Jon @ Novel Investor writes Best Brokerage Promotions, Deals, & Bonuses – A list of the best brokerage promotions, deals, and sign up bonuses offered by recommended online brokers.
Bryan @ Gajizmo writes The Best Time To Buy Anything – Need a new car, appliance, grill, suit, boat, wedding dress, camera, cell phone, television, luggage, laptop, mattress, or power tool? Check out our comprehensive guide on the best time of year to buy anything and everything you need. By planning ahead and knowing when stores are pushing out old stock for new releases, you can enjoy huge discounts on big ticket items. Check out this list detailing what to buy each month and let us know how much you save.
Mr.CBB @ Canadian Budget Binder writes A Payday Loan Cost Me Double Time – Think twice if you are stuck for money and feel you are being pushed towards getting a payday loan. You may find yourself in a cycle that is hard to break and hard to come out from underneath. Not only that it will cost you more than you ever imagined.
Grayson @ Debt Roundup writes Diversifying My Savings – I have been building my emergency fund for quite some time, but I have realized that I am not doing myself any favors. I need to diversify my money in order to have it make money. I decided to put some money into my Roth that I will use as my backup emergency fund, so if something really bad happens, then I will have it available.
Steve @ 2014 Taxes writes Connecting With Tax Experts Via Video Conference – Filing your income taxes is one of those necessary evils that nobody looks forward to.
AB @ Aspiring Blogger writes Your Job is Trying To Kill You! – I know life can be rough sometimes, but did you realize that your job could be trying to kill you? Now you have another reason to become financially independent!
Mr. Utopia @ Personal Finance Utopia writes You’re Lazy and That’s Good – Who says being lazy is bad? In the right situation, a lazy approach can actually increase your productivity. Read on to find out how being lazy can help you.
Dr. Jason Cabler @ http://modestmoney.com writes Is It Ever Wise to Cosign a Loan? – Has a friend or relative ever asked you to cosign a loan for them? You should carefully weigh some factors before you put pen to paper. More often than you think it ends up negatively affecting your financial life.
Jon Rhodes @ Affiliate Help writes Simple Trick To Make It Easier For People To Tweet Your Quotes – If you make money online with a blog, then this could really help you. It’s a simple technique that helps people easily tweet quotes from your blog.
Anton Ivanov @ Dreams Cash True writes An Introduction to Peer to Peer Lending – Peer to peer lending has been gaining popularity as an alternative investment and a way to diversify. Learn the basics of P2P lending.
Jessica Moorhouse @ Mo’ Money Mo’ Houses writes Would You Sacrifice Your Relationships to Be Rich? – Some people will do anything for the almighty dollar, even sell stories about their family to the press to make a quick buck. But what’s the point in having boatloads of cash if you had to sacrifice all of your relationships to get it?
Michael @ Financial Ramblings writes Investing With Lending Club – I’ve recently been playing with the data at Lending Club and think that I’ve found a winning loan selection strategy. Click through for details…