There are always so much going on in the beginning of each year. I am working hard on figuring out my budgets, dealing with taxes, de-cluttering, and all of the other things that come with a new year. This year is no different, but it is already starting with some new challenges. My wife and I had our first baby on 12/27, so this year is going to be turned upside down. My son is full of joy, but loves to cry when he is not being held. This makes writing a blog post a little more challenging, but I do love a good challenge! Along with the regular new year issues, now we are dealing with budgeting for a newborn, baby-proofing the house, figuring out daycare arrangements, and starting to save for college. There is just a lot going on already and it is only the 4th of January. Busy or not, here comes this week’s roundup!
Best Personal Finance Tips
In case you missed it, I posted a solid roundup of some of the best personal finance tips from 2012. These tips came from some of the best personal finance bloggers out there. If you want to get control of your finances this year, then check out these tips. You won’t regret it!
Giveaway
Oh, you didn’t think I would start out the new year without a giveaway, did you? I am co-hosting another great $100 cash giveaway with many other awesome bloggers. One lucky winner will pick from $100 in their Paypal account or a $100 Amazon gift card. This cash giveaway ends on January 12th!
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The Debt Movement
You might be hearing about something called the Debt Movement around the personal finance community. This movement was created by Jeff from Good Financial Cents and ReadyForZero. It is an initiative to get people to pay off $10,000,000 in only 90 days! That is right, it is not $10,000, but $10 MILLION! If you want to start out 2013 on the right foot, then check out my post about the Debt Movement and join in. What do you have to lose?
The Weekly Roundup
The weekly roundup online paper is out today and should have some great new year’s resolutions and goals from other fantastic bloggers. Many of you have said that they enjoy the roundup paper, so I am going to keep it going. Check it out when you have a few moments. There are great articles to be read!
Search Term of the Week
I have to say that this week had a lot of great targeted search terms that I am happy to be placing for, but it doesn’t matter how well you are doing, there are always a couple of weird ones that make you wonder what is going on over there at Google and Bing.
“sell wife for cash” – I don’t remember anytime or any post that I created where I indicated that I was going to sell my wife for cash. Who even looks for this kind of stuff? Isn’t that illegal?
Great Personal Finance Reads
Though it is a new year, I can always count on the great sites that I visit to come up with awesome content. This week was kind of short due to the holiday, but I still read some good things, many of them regarding 2013 budgets and how to get on track in 2013! I hope you enjoy.
- Pay Off Debt–Get Rock Hard Abs! – See Debt Run
- Best Personal Finance Apps for 2013 – Our Freaking Budget
- Why Worry About One Late Payment? – Repaid.org
- 5 Reasons To Start A Budget For 2013 – iHeartBudgets
- How Being Responsible and Managing Finances go Hand in Hand – Modest Money
- Why I Don’t Believe in New Year’s Resolutions – Frugal Rules
- Do You Want to Pay Off Debt – Join the Debt Movement – Work Save Live
- What to Do in 2013: Establish an Irregular Expenses Account -Three Thrifty Guys
- Protect Yourself: Check Your Credit Report – The Frugal Path
- Save Money Washing Your Gonchies – Plunged In Debt
- Set New Years Goals Not New Years Resolutions – One Smart Dollar
- Confessions of a Deranged Shopaholic – My Broken Coin
- Financial Planning – Designing a Proactive Year – Tackling Our Debt
- The Advantages of Being a DINK (Dual Income No Kids) – Young Adult Money
- Avoid Student Loans Like the Plague – Student Debt Survivor
- Instant Cash Loans and Your Risks – Stumble Forward
- Lower Your Wireless Bill By Cutting Your Monthly Data Usage – Finance Fox
- Can You Afford to Live Until You’re 90? – Club Thrifty
- Hidden Benefits of Foreclosure Hunting – Eyes On The Dollar
- Financial Samurai Predictions And Goals For 2013 – Financial Samurai
- The Year of The Simple – Budgets Are Sexy
- A Monthly Financial Planning Checklist – Boomer and Echo
- The Most Expensive Day I’ve Ever Had – Budget Blonde
- Finances In The New Year + New Budget = Success Formula – Canadian Budget Binder
- Get Smarter About Money In 6 Steps – Monster Piggy Bank










Grayson, thank you so much for including my link this week. It means a lot to me that you continually support my site
I would hate to be that guy when he tries to sell his wife, I reckon he is going to get a good old fashioned verbal bashing.
Glen @ Monster Piggy Bank recently posted..MPB – Pool Room Posts #11
You are most welcome Glen. I am not sure how my site came up for that term, but I don’t even want to know what this person was thinking. Maybe some major money problems?
That’s quite the sexy term LOL
Also, thanks for the inclusion in such a great roundup. Have a great weekend!
Eddie (@Finance_Fox) recently posted..Lower Your Wireless Bill By Cutting Your Monthly Data Usage
It surprised me as well Eddie. You are most welcome and thanks for stopping by to comment!
HAha that’s a very interesting search word! Have a great weekend
Interesting indeed. Thanks for stopping by Michelle!
Thanks for mentioning us! Have a great weekend!
You are most welcome. Have a great weekend as well.
Thanks for the mention Grayson and enjoy the time with your new little one. That is quite the search term.

John S @ Frugal Rules recently posted..Frugal Friday: Posts That Ruled This Week, it’s 2013 Edition!
You are welcome John. I am trying to enjoy the time, but him keeping me up is not exciting at all.
Hey Grayson, congrats on the little one. I know exactly what your going through. I remember my wife and I had our first child and we were excited and scared all at the same time. Just take it one day at a time and you’ll do just fine.
Also thanks for including me in your weekly roundup I really appreciate it.
Thanks Chris. I am just taking it day by day. You are welcome on the inclusion.
Appreciate your including us!
You are most welcome.
Hi Grayson! So kind of you to include me in your roundup – thank you very much. My husband laughed out loud when I read him your search term of the week. Not sure if I should be worried or not…..

Cat @ BudgetBlonde recently posted..The Most Expensive Day I’ve Ever Had
Hello Cat. I am not sure if you should be worried or not. Might want to check his search history!
Thanks a lot for the mention. Have a great weekend.
Sean @ One Smart Dollar recently posted..How to Vet a Charity
You are welcome Sean. Have a good one as well.
Haha that’s pretty funny! I hope my hubby doesn’t plan on selling me!
Good luck with baby, our daughter was definitely more content being held (or in her swing) the first few weeks…which led to co-sleeping (that, and I had an impossible time lifting her in and out of a crib with my c/sec) something I never thought I’d do but it just worked for us. Now we’re transitioning her back to a crib. So help me God. Sleep is a learned skill and not one that is easy to teach a baby.
Catherine recently posted..Weekly Reads 04.01.13
You might want o make sure he doesn’t have any intention to do so. Thanks, the baby is doing well, but is a handful. Definitely a life changer, but in a good way.
Really enjoyed your links, great articles. Keep on posting!
Brett @ wstreetstocks recently posted..Amazon: Why I am Strongly Bearish
Thank you Brett. I appreciate you stopping by to read and comment.
Thanks so much for the include Grayson! I bet your son is simply adorable. New born babies are always so cute. Enjoy!!
Tackling Our Debt recently posted..Were You Born to be a Good Leader?
You are welcome Sicorra. I am a bit partial, but yes, I think he is adorable.
Thanks for the mention, Grayson!
I want more updates on what new parenthood is like! I’m VERY curious… and a tad anxious myself
That search term is priceless. I swear, some of the people in our world… maybe something on your site helped convince them NOT to go through with that plan

Joanna @ Our Freaking Budget recently posted..Making the Most of Your Neighbors
You are most welcome Joanna. There is going to be many updates on parenthood and the exciting world of parental budgeting coming up. I know you are due soon and I hope everything goes well for you.
I hope something on my site stopped them from trying to sell their wife for money. Maybe they learned another way to make money legitimately.
Congratulations again on the birth of your son. I bet it makes writing challenging but I’m sure it will get easier. Interesting search term sell wife for money.. eeshh Thanks for the mention mate. MR.CBB
Canadianbudgetbinder recently posted..December 2012 Canadian Budget Binder Budget Update
Thank you again Mr. CBB! It does make writing a challenge, but when he is sleeping (now), I get to catch up and write some articles.
Really appreciate the mention! Happy New Year to you!
DC @ Young Adult Money recently posted..Strategies for Introverts to Avoid Becoming Drained
You are welcome DC. Happy new year to you as well.
Thanks so much for continuing to include me in your roundups. How much do you think you could get for a “good used boyfriend”. He doesn’t have that many bad habits, I swear

KK @ Student Debt Survivor recently posted..My Budget for 2013
You are welcome KK. I don’t know how much anything used goes for these days. You can google it
Thank you for including our post, Grayson! You rock!
I am so excited for you guys and your new adventure into parenthood!! I t will be wonderful and exciting, but challenging at times! Congrats!
Jefferson @SeeDebtRun recently posted..How to Stop Biting Your Nails
You are most welcome Jefferson. Thank you. I plan on writing some more parent related posts later this month, once I figure out what the hell I am doing as a parent.
You could try a kidney first before putting your whole wife on the market, I have seen people selling them online. Have a nice weekend!
That is true Pauline. I don’t know what this person’s intention was, but I assume it is big money to sell your wife. I hope I don’t get the Feds knocking at my door because now my blog is talking about selling your wife for cash.
Congrats on your son’s birth. Hold him as much as you want. He’ll be too big before you know it. You get really good at doing things one handed, but I never tried to write like that! Thanks for the mention.
Kim@Eyesonthedollar recently posted..4 Money Saving Resolutions for 2013
Thank you Kim. I really appreciate it. I am holding him a lot, but not yet good enough with doing things one handed. I will get better with time.
Congrats on the new baby! You’re right: your life is going to flip upside down.
With ours I was in charge of getting up during the weekends when our twins would cry. At first it stunk, but then I realized that Formula 1 racing was on many weekends live from Europe, and that made it much, much better!
AverageJoe recently posted..Saturday! Let’s Play Money
Thank you Joe. My life has already started to change, but in a good way. My task is already to walk my son around the living room to get him tired enough to fall asleep. The magic number is 30 laps around the couch.
That’s a crazy search term! January sure seems to be getting off to a hectic start, good luck on the rest of the month!
Jordann @ My Alternate Life recently posted..Beware The Coupon
I agree Jordann. January is usually a crazy month, but with a new baby, it is going to be chaotic.
Congratulations on your new addition Grayson, it’s definitely a life changer but one well worth it. I had to laugh when I saw that most term, I’m tempted to google, “sell husband for cash” just to see what comes up.
Thank you Jose. It has been a life changer so far, but I have enjoyed it, besides the extreme lack of sleep. Let me know what you come up with and how long it takes before the authorities give you a call
Really Its a fantastic blog.You are welcome KK. I don’t know how much anything used goes for these days.