Round Up

Weekly Personal Finance Blog RoundUp – 1/18/2013

Is it Friday already?  My wife’s family is in town today, so I took the day off from work and are just relaxing.  They are all excited to see our son, so I will get some time to nap and catch up on some things that have sorely needed my attention.  Have I mentioned that having a baby is hard work?  I know I don’t have to say that to current parents, but dang, I never even imagined.  Oh well, I have to keep going, so I will!

This week has been pretty good here at Debt Roundup.  My readership is increasing ever so slightly each and every week.  I like progress, so I am not complaining.  I am close to hitting my 4th month of blogging here and I can say that I have enjoyed every moment of it, so thank you everyone that has stopped by and those that have shared my posts.  Not only am I blogging here, but I finally got my first blog post published this week.  If you haven’t done so already check out my post on Modest Money called “Treating Your Savings Like A Monthly Bill“.  A lot of people enjoyed the post, so I am happy about that.  There will be more guest posts to come as long as I can find the time.

Well, enough of my rambling, let’s get on to the roundup.  I hope you enjoy and have a great weekend everyone!

Website of the Week

A lot of you were happy when I started the WOTW last week, so I am happy to say that this will be here to stay.


Jason from WorkSaveLive impresses me each and every week.  I enjoy his content and attitude toward personal finance.  WorkSaveLive has a small team of writers that can keep you thinking with every article.  Jason also just introduced a free e-course called “How to Become Rich“.  I know everyone has a desire to become rich, so why not take advantage of Jason’s kindness and learn it free!  If you haven’t done so already, check out WorkSaveLive.


I am co-hosting two great giveaways that allow you to cash in for the new year.  Don’t forget to enter to win.  Everyone loves the chance to win cash!

$1000 Cash Giveaway

$100 Cash Giveaway


I was included in 2 great Carnivals this week.

  1. Carnival of MoneyPros hosted by Master the Art of Saving.
  2. Carnival of Financial Camaraderie hosted by My University Money.

I was mentioned by The Frugal Farmer in their 10 Blog Posts You Need to Read if You Want to be Debt Free.

Weekly Top 12

Wow, what a week in the personal finance community.  There were so many great reads this week that I don’t even know where to begin.  I enjoy reading a lot of articles throughout the week, but I realized that I might be overwhelming readers with my recommendations week in and week out.  Since I am a little out there sometimes, I am going to start doing my “Weekly Top 12”!  It is like Letterman’s “Top 10” list, but I like to buck the trend.  Who needs another top 1o list?  I am going with the Weekly Top 12, so HA!  Here we go…..

  1. The Mighty “10 Rule”Budgets are Sexy
  2. Learning to Live on One IncomeModest Money
  3. Debt Is Like QuicksandBible Money Matters
  4. Using Credit as an Emergency Fund is a Bad IdeaSaving Advice
  5. Should I Invest in Mutual Funds or ETFs?Frugal Rules
  6. Why You Should NOT Open a Credit Card for the RewardsReadyForZero
  7. Horrific Financial Advice from the New York Times – Club Thrifty
  8. Financial Baby Steps For Your BabyOur Freaking Budget
  9. Do You Prefer Instant Or Delayed Gratification?Money Beagle
  10. Out of Debt – Now What Do You Do?Stumble Forward
  11. The Downsides to Common Frugal TipsOne Smart Dollar
  12. Chores and Money Lessons Growing UpCanadian Budget Binder

These Tools Changed My Financial Life

I use a lot of resources to make sure my financial life is in order. The tool and services I recommend have helped me be more efficient with my money and I'm sure they can help you as well.  Take some time to see if any of these resources can change your finances for the better!
Grayson Bell

Grayson Bell

I'm a business owner, blogger, father, and husband. I used credit cards too much and found myself in over $50,000 in debt. I paid it off, started this blog, and my financial life has changed. I now talk about fighting debt and growing wealth here. I run a blog management company, along with another blog. It is Empowered Shopper, which helps people get information about products they want to buy. You can also check out Eyes on the Dollar, which is a great blog that I co-own.


  1. January 18, 2013 at 8:31 am — Reply

    Grayson, congrats on hitting your 4th month of blogging! We are new to your site (and the PF blog world in general) and are loving all of the great information here.

    I’m quite certain your readership will continue to go, and you’ll have good success as you help others become debt free too. Congrats again!

    • Grayson
      January 18, 2013 at 11:05 pm — Reply

      Thanks Laurie for stopping by each week. I appreciate your comments and hope I can help you out in the future with your blogging adventures.

  2. January 18, 2013 at 11:04 am — Reply

    Thanks for mentioning my post! Have a great weekend!

    • Grayson
      January 18, 2013 at 11:50 am — Reply

      You are most welcome.

  3. January 18, 2013 at 11:32 am — Reply

    Thanks as always for the mention Grayson and congrats on the growth. It’s always nice seeing that nice gradual uptrend in Google Analytics, isn’t it? Have a great time with the family this weekend!

    • Grayson
      January 18, 2013 at 11:50 am — Reply

      You are welcome John. I do enjoy seeing growth, even if it is slow. Have a great weekend as well John!

  4. January 18, 2013 at 11:36 am — Reply

    Thanks a lot for the mention.

    • Grayson
      January 18, 2013 at 11:50 am — Reply

      You are welcome Sean.

  5. January 18, 2013 at 12:14 pm — Reply

    Congrats on 4 months, you are doing amazing, keep it up!

    • Grayson
      January 18, 2013 at 11:02 pm — Reply

      Thank you Pauline. I think you are also doing an amazing job.

  6. January 18, 2013 at 12:15 pm — Reply

    I love it when family comes to town. What a great day off for you today. Congrats on the Modest Money piece, too. I enjoyed you both here and there this week!

    • Grayson
      January 18, 2013 at 11:02 pm — Reply

      I enjoy family coming to town as well. I am glad you enjoyed my work, I really appreciate it. I have always enjoyed your site Joe!

  7. January 18, 2013 at 2:02 pm — Reply

    Congrats on 4 months of blogging :) That’s awesome!

    Have a great weekend!

    • Grayson
      January 18, 2013 at 11:01 pm — Reply

      Thank you Mackenzie and have a great weekend as well.

  8. Jennifer Lynn @ Broke-Ass Mommy
    January 18, 2013 at 2:05 pm — Reply

    Enjoy your sorely needed time off. And thank you for providing such a great list of link love. Somehow I missed out on many of those posts this week and I can’t wait to catch up on my blog reading. Have an enjoyable and relaxing weekend!

    • Grayson
      January 18, 2013 at 11:00 pm — Reply

      Thanks Jennifer. I am working on relaxing, but it is harder with the baby crying so much. Enjoy the posts and your weekend.

  9. January 18, 2013 at 2:06 pm — Reply

    I know bloggers appreciate the mentions, but non-bloggers tend to find these lists annoying. I do it too, of course, because it’s always nice to exchange links 😉 I think a top 12 is a good idea. One week I did something like 20 and it’s pretty much ineffective in my opinion.

    Anyway, have a great weekend!

    • Grayson
      January 18, 2013 at 10:59 pm — Reply

      Yeah, I need to find a happy medium between bloggers and non. I am here for the non-bloggers, but always want to help out the bloggers.

  10. January 18, 2013 at 3:17 pm — Reply

    Congratulations on your growth increasing and for reaching four months of blogging! I also greatly appreciate you sharing our Smart Money Debate. Please let me know if you have any interest in participating in a future debate!

    • Grayson
      January 18, 2013 at 10:46 pm — Reply

      Thank you very much Shannon. I appreciate your stopping by to comment and reaching out.

  11. January 18, 2013 at 3:33 pm — Reply

    Hey Grayson,
    Weekly top 12 is great. I’m slowly moving my list down as well leaning more towards active sites that I participate with the most and vice versa which makes sense as I want to share with my fans sites that are interactive with everyone. I thought I would work my way out of the massive weekly list until I get my site moved. I like your blog of the week feature, brilliant idea! Have a great week mate. Mr.CBB

    • Grayson
      January 18, 2013 at 10:59 pm — Reply

      Thanks Mr. CBB. I needed to stop pushing so many sites in my list, but I want to figure out a way to give back on the weekends. Let’s see how it goes!

  12. January 18, 2013 at 4:44 pm — Reply

    Awesome roundup for the week Grayson. Thanks for including my article.

    • Grayson
      January 18, 2013 at 10:57 pm — Reply

      You are most welcome Chris!

  13. January 18, 2013 at 7:24 pm — Reply

    All this progress in a mere 4 months?! Hot damn! :)

    Thanks for sharing these posts

    • Grayson
      January 18, 2013 at 11:17 pm — Reply

      Haha, it wasn’t easy, but I always like a challenge. I know that things don’t build themselves. Have a great weekend and thanks again for the mention on your roundup.

  14. January 19, 2013 at 11:28 am — Reply

    Great post on Modest Money. Thanks for highlighting these others…your list has consumed my morning.

    Have fun with the fam-

    • Grayson
      January 19, 2013 at 10:33 pm — Reply

      Thank you and I appreciate you taking the time to check out the list.

  15. January 21, 2013 at 12:48 pm — Reply

    I couldn’t begin to imagine how much work a baby must be! There’s no turning back now so you better keep at it! lol.

    Thanks for featuring me as the WOTW! I’m truly honored!

    • Grayson
      January 21, 2013 at 2:01 pm — Reply

      It is like a full time job.

      You are welcome Jason, keep up the good work.

  16. New Jersey Public Adjuster
    January 23, 2013 at 5:46 am — Reply

    Congratulation Grayson for completing four months. I also appreciate that you are sharing your Smart Money Debate…..Keep blogging…

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