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Top 20 Money Quotes to Inspire and Motivate

Top 20 money quotes to inspire and motivate

We all talk a lot about money around here.  Debt Roundup is dedicated to it.  I am a fan of money, but I am a fan of the possibilities which money provides.  There is no denying that money brings opportunities.  I wouldn’t be where I am today without working hard, starting this blog, and taking advantage of every opportunity presented to me. You choose what you want to do with those opportunities.  Some are dedicated too much to money and all they do is think about it.  Other understand that money is a tool and they use it appropriately to achieve their goals and dreams.  Then, there are those that can’t seem to find money and are falling behind those when trying to accumulate it. There are a number of factors which lead to this, but this article is not about jumping into economics, socioeconomics, and all the other factors.

I figured today would be a good day to share some great money quotes.  There are so many money quotes out there that I decided to bring it down to 20.  These are my top 20 money quotes to inspire and motivate you.  I hope at least one of them helps you change your mind about money. Since it’s a new year and you want to get a handle on your finances before the year slips by, hopefully these are your catalyst for change. These quotes are in no particular order.  Just as a note, this first one from Mike Rowe is not really inspirational, but I think it was dead on. I do enjoy brute honesty.  🙂


We are lending money we don’t have to kids who can’t pay it back to train them for jobs that no longer exist. That’s nuts.
~ Mike Rowe, Dirty Jobs


You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing, and then do them so well that people can’t take their eyes off you.
~ Maya Angelou


The safest way to double your money is to fold it over and put it in your pocket.
~ Kin Hubbard


Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like.
~ Will Smith


Rule No.1: Never lose money. Rule No.2: Never forget rule No.1.
~ Warren Buffett


The person who doesn’t know where his next dollar is coming from usually doesn’t know where his last dollar went.
~ Unknown


Money is usually attracted, not pursued.
~ Jim Rohn


The art is not in making money, but in keeping it.
~ Proverb


So you think that money is the root of all evil. Have you ever asked what is the root of all money?
~ Ayn Rand


Formal education will make you a living; self-education will make you a fortune.
~ Jim Rohn


Before you speak, listen. Before you write, think. Before you spend, earn. Before you invest, investigate. Before you criticize, wait. Before you pray, forgive. Before you quit, try. Before you retire, save. Before you die, give.
~ William A. Ward


The person who doesn’t know where his next dollar is coming from usually doesn’t know where his last dollar went.
~ Unknown


Capital as such is not evil; it is its wrong use that is evil. Capital in some form or other will always be needed.
~ Gandhi


Money is good for nothing unless you know the value of it by experience.
~ P.T Barnum


Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.
~ Franklin D. Roosevelt


It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy.
~ George Lorimer


Money is a guarantee that we may have what we want in the future. Though we need nothing at the moment it insures the possibility of satisfying a new desire when it arises.
~ Aristotle


Buy when everyone else is selling and hold until everyone else is buying. That’s not just a catchy slogan. It’s the very essence of successful investing.
~ J. Paul Getty


Don’t tell me where your priorities are. Show me where you spend your money and I’ll tell you what they are.
~ James W. Frick


To acquire money requires valor, to keep money requires prudence, and to spend money well is an art.
~ Berthold Auerbach

So, what do you think?  Do any of these quotes inspire and motivate you about money?  What was your favorite quote?  If there is a quote that you love not on this list, please share it in the comments.  Don’t let money take advantage of you this year. This can be your year to gain control of your finances and change you life!

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About the Author Grayson Bell

I'm a business owner, blogger, father, and husband. I used credit cards too much and found myself in over $75,000 in debt ($50,000 in just credit cards). I paid it off, started this blog, and my financial life has changed. I now talk about fighting debt and growing wealth here. I run a WordPress maintenance and support company, along with another blog, Eyes on the Dollar, which is another great personal finance blog.

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Leave a Comment:

Paul Hamilton says January 7

#4 is certainly not original with the “Fresh Prince” or any other Will Smith. See for some background. Also see Will Smith’s wiki page that disowns the quote.

Enjoying the blog!

    Grayson Bell says January 7

    Thanks for sharing that information. The quote attributed to Will Smith (in a number of locations online) is slightly different in the beginning, though essentially the same. I do appreciate you bringing this to light though.

Emily @ JohnJaneDoe says January 8

I will have to go with some Terry Pratchett….‘Money makes people rich; it is a fallacy to think it makes them better, or even that it makes them worse.’

Jayson @ Monster Piggy Bank says January 8

That quote by P.T Barnum has the most impact and is my favorite. It’s really about understanding the value of money for us to be more financially responsible in managing money.

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