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The Weekly Personal Finance Digest – It’s Hot!

Debt Roundup Personal Finance DigestWell, it is that time again.  Sunday is here and another weekend has escaped me.  I just don’t know where the time is going anymore and I feel that I am just trying to chase it around.  It is time to pull the whiteboard out and get myself back in line again.  I have been running full throttle at work, so this blog has been taking the backseat.  It happens!


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It’s Hot, so Why Not?

Since it is summer, my air conditioner decided to stop working.  Of course it did!  There are sometimes when I just want to go outside and go all office space on that stupid unit.  It has become such a headache.  Reason being is that the original installer put an undersized unit on the house when they built it.  This means that it is constantly working too hard and can’t keep the house at a good temperature, neither in summer or winter.

So, last week, I was cooking dinner and heard the outside unit just running, but no air was coming out.  I investigated for a bit and found that the air handler in our attic was not working.  This has happened before, so I was starting to worry. The last time it happened, it ended up costing me $800 to fix. Boo!  I went through my checklist of items and found that the fan upstairs would work on it’s own without the condenser, but they refused to work together.  That just doesn’t give you cold air then.

I called the A/C repair company that I used on the regular and they came out a few days later.  Of course, when they came, the unit was working fine.  Dammit!  I can’t catch a break when stuff like this happens.  I told the repairman of the issues and he started going through both units and testing them.  It appeared that the issue was electrical, so it could be a few things going wrong.

At the end of the day, my wallet was a few hundred dollars lighter and I thought the unit was fixed.  The repairman put on a new relay board because it was looking a little toasted.  The A/C turned on and worked well when he left.  If only that would have done the trick…..

The unit stopped working again when I was cooking dinner that night (maybe a coincidence?).  I was pissed because it was Thursday night and I couldn’t stay home again the next day to wait for the repairman.  So, all in all, my A/C unit will work randomly, but we have been without cool air since Monday and here it is Sunday and the unit is still not functioning correctly.  Time for another call and another day working from home.  Stupid air conditioner!

This Week’s Reads on Debt Roundup

Top Personal Finance Articles

There were a lot of good reads out there this week, but I am only going to choose a few.

Shout Outs

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Life and My Finances (twice!), Finance Carnival for Young Adults, Regarding Nannies, Common Cents Wealth, Stumble Forward, Enemy of Debt, Eyes on the Dollar, Fitnancials, Carnival of Financial Camaraderie

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About Grayson Bell

I am an average Joe, who built up over $50,000 worth of credit card debt and had to learn how to break it back down. It took 4 years of learning budgets, secrets, and many other personal finance tricks in order to cut the debt to $0. Now, I push to teach others not only how to get out of debt, but how to use credit wisely and how to start growing their wealth. You can view my other site, Sprout Wealth for ways to grow your money. I am also a freelance personal finance writer who provides staff writing and ghost writing services.


  1. You want to go all office space on that unit hahaha.. that made me laugh only because of the visions in my mind. Fixing an A/C unit can get pricey and I hear ya about catching a break. It seems like every time I finish one job another job I finished a year or so ago something goes wrong or another appliance is up the crapper, it never ends. Nothing lasts forever and that is what is keeping me sane. I’m just happy we budget save some money on the side for these things that pop up out of the blue. Have a great weekend mate.
    Canadian Budget Binder recently posted..Crock-pot Turkey Meatballs In A Honey BBQ SauceMy Profile

  2. OOh hope you get your AC fixed and hope you had a great weekend!
    Cat Alford (@BudgetBlonde) recently posted..Writing Wrap Up + Mr. IguanaMy Profile

  3. Thanks a lot for highlighting my post! My parents’ A/C has been out ALL SUMMER, if you believe it! They can’t afford to get it fixed right now. :(
    Emily @ evolvingPF recently posted..Favorite Posts, Mentions, and Top Comments Week of 28July2013My Profile

  4. Sorry to hear about the A/C Grayson. I can imagine that is frustrating, to say the least. Our A/C went out on us last summer, but thankfully it was something they were able to fix right away. Here’s to a better week!
    John S @ Frugal Rules recently posted..Shout Out Saturday #28My Profile

  5. Oh, almost forgot, thanks for the mention as well! :)
    John S @ Frugal Rules recently posted..Shout Out Saturday #28My Profile

  6. Sorry to hear about the A/C issues Grayson. The temperature has been hanging out in the high 70’s low 80’s for the last few weeks which has made it nice here in Ohio lately. Anyways thanks for the mention I really appreciate it.
    Chris @ Stumble Forward recently posted..Readers Poll: What Is The Best Way To Pay Off Debt?My Profile

  7. Thanks for the mention! Sorry to hear the AC stopped working and the “conveniently” started again when they came out to repair it. Similar thing happened to my bro and it sucks.
    John @ Fearless Men recently posted..The 1st Step To Getting Vision For Your Life: Reclaim & Clear Your MindMy Profile

  8. Derek | - Money Saving, Making Money, and Investment Ideas

    Wow, that really sucks. I hate AC problems because they seem like they’re so easy to fix, but just beyond my knowledge level… I feel like I’m flushing hundreds each time a repairman comes to have a look.

    Good luck getting to the root cause!

  9. It can be really frustrating when things like these happen. Also, these things bring up unnecessary expenses which you might simply have not factored into your budget. Hope the issue have been resolved once and for all.

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