My 2014 Goals and Aspirations

My 2014 GoalsWell, it is the second week of January, so I figured it was time to jot down my 2014 goals and aspirations.  I can’t sit here and advocate that people make goals in their financial and personal lives, then not do it myself.  This is actually the first time that I am sharing my goals on this blog. I do have goals throughout the year, but tend to write them down on my trusty whiteboard.  I think this year will be very busy on both the personal and blog front.  2013 was a great year and I just want to work hard to continue it right into this year.  So, without further ado, here are my 2014 goals!

Living Situation

I have written before about our decision to move.  My wife and I are not happy with our current living situation and don’t want to raise our son in the area that we live.  We plan on moving about 30 minutes away, but in a much better area for both schools and neighborhoods.  We plan on selling our home in the next few months and then buying a house.  My goal is to save up for the 20% down payment and then shop around for the right house.


No, I am not going back to school, but that doesn’t stop me from furthering my education.  I always strive to learn topics that will further my career.  Since I am a project manager and deal mainly in creating efficient processes, I want to expand my knowledge set in order to assist my co-workers.  That is my main role.  I would love to learn a new programming language this year in order to create new programs for the company I work for.


Since we are moving, I have a lot of DIY to do. I already repainted our master bedroom and bathroom. Now, I need to repair a hole in the wall from our less-than-savvy dog, powerwash the home and driveway, clean the fence, revamp the landscape, and a couple of other things.  It is going to be a busy couple of months in the DIY front.


I run a freelance business where I write for other websites, both on staff and ghost writing.  I also provide some simple design services, website fixes, and a couple of other things.  I have enjoyed a good year last year.  I want to expand this business.  My goal this year is to make enough per month in order to replace my wife’s current income.  We plan on having another child at one point and I want to bring in enough to keep us at our current income.  If you are looking for a staff writer, ghost writer, or need any website help, then you can hire me.

The Blog

What kind of goals would these be if I didn’t include Debt Roundup.  2013 was a phenomenal year with regards to this blog.  My goal for 2014 is to expand this blog.  I want to grow the traffic by 50%, grow my newsletter, and increase my social media presence.  There are a lot of things to do when you run a blog, but I enjoy all of them.  If you want to start your own blog, then check out my complete guide.


While most of my goals are personal, I do have one that I want to focus on.  My goal for 2014 is to come up with a system that will allow me to spend more time with my family.  I already have a system in place where I don’t spend time on my computer when my son is awake.  I want to focus on my time with him.  Now, I want to come up with a system where I can spend more time with both my wife and son and do work in the downtime. I realize that my family is more important to me than anything else I do, so I want to show it.

Alright, so those are my goals for this year.  While I am sure to have more come up, these are the ones that I want to focus on.  Our living situation is my main focus in the beginning of this year, because it will take a lot of my time.  I hope this year goes just as well as the last.

So, what is your big goal for 2014?

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Grayson Bell

Grayson Bell

I'm a business owner, blogger, father, and husband. I used credit cards too much and found myself in over $75,000 in debt ($50,000 in just credit cards). I paid it off, started this blog, and my financial life has changed. I now talk about fighting debt and growing wealth here. I run a WordPress maintenance and support company, along with another blog. It is Empowered Shopper, which helps people get information about products they want to buy. You can also check out Eyes on the Dollar, which is a great blog that I co-own.


  1. January 13, 2014 at 8:24 am — Reply

    Hmm seems like it would be tough to increase face-time with your family while also working to replace your wife’s income and growing your blog’s traffic by 50%, but it is doable. I know Peter from Bible Money Matters replaced his wife’s income through his blog a few years back and I’m sure they are loving the additional income without his wife having to work. Best of luck on your goals!

    • January 14, 2014 at 12:50 pm — Reply

      Everything is tough DC, but that has never stopped me from trying!

  2. January 13, 2014 at 8:36 am — Reply

    It looks like you and I have some of the similar goals sir! 🙂 I’m sharing mine on Wednesday in fact, but a lot of it comes down to growing our business, the site and more time with the family. Something tells me I’m not going to find the magical 26 hour day, so that means more efficiency on my end. Here’s to an awesome 2014!

    • January 14, 2014 at 12:51 pm — Reply

      You and I are very similar John. We will have to figure a better way to maximize our time instead of finding that elusive extra hour.

  3. January 13, 2014 at 8:42 am — Reply

    Great goals, Grayson….I hope you achieve all of them. You’ve signed yourself up for a busy year, that’s for sure. I always like to see “Education” on people’s goals – we should never, ever stop trying to better ourselves through learning something new. My company had an effort this year where they encouraged us to spend time bettering ourselves and tracking how much time we spent doing it. they made some really nice options available to us for learning new skills too. here’s to a great 2014!

    • January 14, 2014 at 12:51 pm — Reply

      Thanks Travis. My goal every year is to learn something new. I feel that I can only benefit from the extra knowledge. Good luck to you this year!

  4. January 13, 2014 at 9:07 am — Reply

    Those are great goals Grayson and I wish you luck on all of them. Spending more time with your family is one thing all of us should also aim for.

    • January 14, 2014 at 12:52 pm — Reply

      Thank you Mark. I am trying to put my family front and center!

  5. January 13, 2014 at 9:47 am — Reply

    We also have some projects pending around the house. Though, my main financial goal is to reduce expenses from my monthly grocery and cell phone bills. Good Luck with your goals.

    • January 14, 2014 at 12:52 pm — Reply

      I wish you the best of luck with your goals as well Raquel. Reducing expenses is a good way to start out the year.

  6. January 13, 2014 at 9:59 am — Reply

    Awesome and admirable goals, Grayson!! I love that so many of them focus around your family. Our main goal, of course, is to kick our debt to the curb, but we’ve got lots of other family-oriented goals as well. Happy 2014!

    • January 14, 2014 at 12:53 pm — Reply

      Best of luck to you kicking debt’s ass. I know you can do it!

  7. January 13, 2014 at 10:28 am — Reply

    Those goals sound really good. i hope you are able to fulfill everyone one of them. Good luck on selling your house!

    • January 14, 2014 at 12:53 pm — Reply

      Thank you. I might have aimed high, but I like a challenge.

  8. January 13, 2014 at 12:11 pm — Reply

    Great goals! I hope you manage to fulfill all of them because that would totally change your life and make it so wonderful for you and your family. Best wishes in 2014. 🙂

    • January 14, 2014 at 12:53 pm — Reply

      Thank you and I think you are right. If I can get them, they can change my life.

  9. January 13, 2014 at 12:26 pm — Reply

    It is definitely difficult to grow a business and increase time with family, but I have done that by acknowledging that my work schedule will not consist of the typical 9-5 and working harder when my guys are at work/school. My big goal for the year is to grow my financial training business to help more people in their 20s and 30s work through their financial challenges.

    • January 14, 2014 at 12:54 pm — Reply

      I agree Shannon. Luckily, my son goes to bed early and so does my wife. I am a late night kind of guy, so that is when I need to do my best work!

  10. Girl Meets Debt
    January 13, 2014 at 3:01 pm — Reply

    Great goals Grayson! I’ve really enjoyed following your journey in 2013 and seeing all your success. Here’s to an even better 2014! 🙂

    • January 14, 2014 at 12:54 pm — Reply

      Thank you Wendy. I have enjoyed your journey as well. Good luck killing your debt!

  11. January 13, 2014 at 3:56 pm — Reply

    Great goals, Grayson! Good luck with selling and buying a new home. i know that’s been something on your radar for awhile. My main goals are to grow The Heavy Purse and publish my second book. We had a good year last year but there is so much more potential and room for growth that I want to capitalize on. I had some distractions this Fall. Good distractions that ultimately improved my financial planning practice and my personal life but took my head a bit out of the game with The Heavy Purse. And like you, I still want to have that balance where I can spend plenty of quality time with family because they are what matters most.

    • January 14, 2014 at 12:55 pm — Reply

      Thanks Shannon. The home situation is what makes me the most nervous.

      I wish you the best of luck with your goals. I know you can achieve them.

  12. January 13, 2014 at 4:02 pm — Reply

    Like you guys, we are also looking to move. Living in a tiny one-bedroom apartment with a little one is getting tough. Too bad there aren’t too many places on the market that fit our needs and price at the moment. Maybe in the spring time. Good luck with the move!

    • January 14, 2014 at 12:55 pm — Reply

      I am sure that is tough Andrew. Good luck on a potential move!

  13. January 13, 2014 at 6:54 pm — Reply

    I can relate to the moving goal. Where we live right now is too expensive, and I would love to lower our costs by moving. We rent, so it’s not as big of a deal, but to relocate, my boyfriend needs to pass a test at work and get promoted. He’s made some progress this month already which is great. I like your goal of spending more time with family – finding time to work on side-income can be tough.

    • January 14, 2014 at 12:56 pm — Reply

      Well I wish you and your boyfriend luck in moving. It can be stressful, but once it is done, it will be better.

  14. January 13, 2014 at 9:25 pm — Reply

    Best of luck with finding a new home. I’m so glad we were in our long term home before having a kid. I think house hunting might be hard unless you have a grandma close by to watch the kiddo. I’ve had so many big goals for the last couple of years that in 2014, I hope to just be able to invest and continue to find ways to work smarter and not harder.

    • January 14, 2014 at 12:56 pm — Reply

      Our current home is nice, but the neighborhood is not acceptable to me or my wife. We just don’t find it beneficial to raise our son here. We have noticed other families moving out as well.

  15. January 14, 2014 at 9:56 pm — Reply

    I love your goals Grayson! Very well rounded…as life should be. Good luck with your home search. That’s always so stressful! I’m slowly trying to work on a “system” of managing all my projects. So far it’s just a free for all. Ugh! lol!

    • January 14, 2014 at 11:42 pm — Reply

      Thank you Tonya. I can understand the free for all type of mentality. That is what is happening over here right now!

  16. January 14, 2014 at 9:59 pm — Reply

    Great stuff. I haven’t made formal goals for this year yet, but it something I’m thinking about a lot. I too would like to increase my blog traffic and work towards saving a 20% downpayment (towards either a new property that we’ll move to, or a rental property-all depends on if bf gets a new job and where it’s located). Look forwarding to reading about your progress throughout the year 🙂

    • January 14, 2014 at 11:43 pm — Reply

      Thank you KK! I wish you the best of luck with your goals and for saving for a down payment, no matter what property it is for.

  17. January 15, 2014 at 10:56 am — Reply

    Great goals, especially the education one.

    So many people get focused on their short term needs but neglect the long term goals that ongoing education enables. This is why we always save 10% of our budget for education – we use some, and save some for future college costs.

    • January 15, 2014 at 12:16 pm — Reply

      Thank you Jack. I appreciate it. Education is so important, but doesn’t stop when you get out of college.

  18. January 15, 2014 at 12:05 pm — Reply

    Best of luck to you! We’ve got some similar goals, although I’d be happy with getting my blog to where yours is now. And thanks for sharing that article on starting a blog, btw. I’m glad to hear that you already unplug to spend time with your son- that is seriously awesome. It sounds like you’re going to be busy in 2014, but I’m sure it’s going to be worth it!

    • January 15, 2014 at 12:17 pm — Reply

      Thank you Ryan. I wish you the best of luck with your goals as well. My son is very important to me, so unplugging during that time is special to me and I enjoy it.

  19. zimmy
    January 18, 2014 at 2:23 am — Reply

    Good luck with expanding Debt Roundup by at least 50%. I would love to get that kind of expansion from Money and Potatoes.

    It is going to be difficult but I think we can both see our blogs more successful in 2014.

    • January 18, 2014 at 10:08 am — Reply

      Thank you Zimmy. I appreciate it. I think it is possible, but nothing is easy with growing a website. Good luck with your growth as well.

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