This Free Tool Changed My Life!

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Manilla.com Review- Keeping Your Financial World Organized

Unfortunately, Manilla has been forced to close its doors. They will no longer be accepting new members. If you are already part of Manilla, then you will have until July 1st to deal with your account. I loved the service, but it was just not economically viable for them.
Manilla.comOne of my goals this year is to get organized.  Though it might appear to some that I have my act together, I can assure that I do not.  Organization is not my strong suit and I am sure my wife hates it by now.  Even with the lack of organization, I still seem to get a lot done.  Not sure why, but it happens.  Since organization is my weakness, I have decided to start taking step to righting this ship.  My first step this year has been to get all of my bills organized.  I do have a whiteboard that lists all of my bills and their due dates.  It has been a great system for a long time.  Unfortunately, it looks like the efficiency is just not there anymore.  Luckily, I found Manilla.com.  Let me describe how it has changed my financial life for the better.

Manilla.com – What Is It?

Manilla.com accountsYou are probably asking the same thing that I did when I first found it.  What exactly is Manilla?  Well, it is very simple concept.  At the most basic level, Manilla.com is a free online bill manager.  It allows you to connect to your billing accounts which include credit card accounts, household utilities, magazine subscriptions, and many more.

Manilla.com is free to sign up for and use.  I signed up and was off an running in about 10 minutes.  Once you sign up, you have to input the login credentials to your billing providers.  I added my credit cards, utilities, and a few other providers.  It was really easy to use and much like Mint.com and Personal Capital.  It was a really comfortable interface to use with similar security measures in place.  Currently, there are over 3,500 providers on Manilla and more are added each week.  If you don’t find your provider, then you can request it.  Manilla will take it from there.

Monitor Your Bills

Manilla.com Bill RemindersThe whole reason I wanted to sign up for Manilla was that my whiteboard method was becoming an issue.  My whiteboard sits in my office.  The problem is that I am not in there much any more.  I used to sit in my office each night doing work. Now, I work from different locations in my house.  That is the plus when using a laptop.  Since I didn’t go in the office much, I didn’t see the whiteboard on a daily basis.  Therein lies the problem.  My whiteboard was my vision to my upcoming bills.  any inconsistency with me being in the office can cause a hiccup.  I am not cool with that.

Since I can add all of my billing providers into Manilla, I can easily see what bills are due and how much the bill is.  It gives me the best picture into what is going on.  Not only can I see everything with just one login, but I can also get reminders to my email or text messages to my phone.  There is nothing easier than that.

I am really happy that I signed up for Manilla. I will be recommending this to everyone for two reasons.  One, the service is easy to use and is free.  Yes, it is FREE!  Second, it provides the best way to keep your financial life organized.  When you can have awesome technology help you out and keep you on track, then it is really important.  If you are looking to get your finances in order and pay your bills on time, then I recommend you check out Manilla.com.

Would you try out Manilla if you needed a little more organization with your bills?  Do you use Manilla now and if so, what do you like the most about it?

Disclaimer – I am not only a dedicated user of Manilla, but also an affiliate. If you sign up for their service, which is free, I get a small commission.  This helps me run this site and I thank you if you do sign up through one of my links.  It does not sway my opinion on the service.


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About the Author Grayson Bell

I'm a business owner, blogger, father, and husband. I used credit cards too much and found myself in over $75,000 in debt ($50,000 in just credit cards). I paid it off, started this blog, and my financial life has changed. I now talk about fighting debt and growing wealth here. I run a WordPress maintenance and support company, along with another blog, Eyes on the Dollar, which is another great personal finance blog.

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34 comments
Matt Becker says January 20

Sounds like an interesting tool. I pretty much just use my bank’s online billpay to stay on top of the scheduling, and I have a simple little excel I created to project our future cash flow in our checking account to make sure things are okay.

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    Grayson Bell says January 20

    I don’t use billpay because I like to check over all of my statements. I have found that when I used billpay, I would forget about the bill and it would just go through. Not what I want to happen. That is why Manilla is awesome for me.

    Reply
Snarkfinance says January 20

Do they allow you to pay your bills all from Manilla? That would be the ultimate in convenience.

I might have to check them out…

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    Grayson Bell says January 20

    You can’t pay your bills from Manilla as it does not hook to your bank account, but you can auto login to the provider. You just go into Manilla and then go to whatever bill, it will then log you into their interface where you can pay.

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DC @ Young Adult Money says January 20

I would consider manilla if I ran into problems or had trouble managing my bills. I have a number on auto-pay, though, so it remains predictable month-over-month.

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    Grayson Bell says January 20

    Good to hear that you have it all pinned down. I have had a number of systems, but I don’t like auto payments, so this works best for me.

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DC @ Young Adult Money says January 20

Time management is so important! I am starting a second website so my two side hustles for 2014 will be Y.A.M. as well as the second site. I am definitely considering doing more spreadsheet work in 2014, but only for the right price.

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    Grayson Bell says January 20

    Can’t wait to see the second website DC! Good luck keeping up with it all.

    Reply
MomofTwoPreciousGirls says January 20

I’ve used Manilla for about 2 years. I have been on and off though. For awhile I was banking at a place that did not connect very well and it got frustrating. I like that it stores your bills as documents so u don’t have to keep emails or risk that you can only go back so far on provider websites. It can also track manual items like, for me, rent. I set it up as a bill and it reminds me when it’s coming up. Also nice that there is an iPhone app to use on the go!

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    Grayson Bell says January 20

    I can understand that some providers won’t connect well. They work hard to fix those issues. I found the interface nice and clean and also enjoy the ability to enter items manually.

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Broke Millennial says January 20

Sounds like a good system if you struggle with organization. I also like simple calendar reminders in my phone and go really old school tacking up bills on the fridge and write “paid [insert date]” as a reminder/cue to my roommate that she owes me money.

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    Grayson Bell says January 20

    I enjoyed my old school way for some time. It worked well, but as I get busier with work and side businesses, I just need a simple way to handle it. Manilla provides that for me, with no charge!

    Reply
Shannon @ Financially Blonde says January 20

Thanks for the review Grayson! I think this is a great tool for people who have organization challenges. We have autopay on pretty much everything (because we had organizational issues), but I love knowing what else is out there to help.

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    Grayson Bell says January 20

    You are welcome Shannon. I don’t use autopay for certain reasons, but mainly because I want to check over all of my bills. I got too comfortable with autopay, so I stopped doing it some time ago.

    Reply
Debt and the Girl says January 20

This sounds pretty cool. I have a pretty good memory to keep me updated on what is going on but the extra info is always appreciated!

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    Grayson Bell says January 20

    I used to be that way as well, but things have changed with a full time job, a baby, and a side business. Things can just fall through the cracks.

    Reply
Clarisse @ Make Money Your Way says January 20

It really got my attention because “Manila” is the capital city of the Philippines, I just noticed that it is “Manilla”. I think this is a very good tool for the person who wants to track their income and expenses. Thanks for sharing this one and I would definitely try this!

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    Grayson Bell says January 20

    That is very true Clarisse. I can see how it might be a little confusing, but appreciate you stopping by to comment.

    Reply
Bryce @ Save and Conquer says January 20

Our bills are pretty simple to manage, so I don’t think we’d gain much from using Manilla. I get emails from the respective vendors when we have to pay a bill.

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    Grayson Bell says January 21

    That is good to hear Bryce. I don’t get reminders for many of my bills, so I like this free service.

    Reply
jefferson @SeeDebtRun says January 21

It looks pretty neat.. There are a number of online bill “consolidators” like this that are springing up.. Kinda the “mint” model, but a little more full featured. This one definitely seems to be worth a look.

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    Grayson Bell says January 21

    I like Manilla because it is actually paid for by the providers. They are charged a small fee in order to provide the service.

    Reply
Laurie says January 21

Sounds like an awesome service!! Might have to toss aside my notebook and classic “in box” on the desk. 🙂

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    Grayson Bell says January 21

    I had to wipe off the trusty whiteboard, so I know how you feel. Manilla works really well though.

    Reply
Holly@ClubThrifty says January 21

Never heard of it! Sounds like an awesome tool if you need help keeping your bills straight.

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    Grayson Bell says January 21

    It is a great tool. It is not only for keeping your bills straight, but also just ease of use. You can log into each provider through Manilla.

    Reply
Raquel@Practical Cents says January 21

I have almost every bill on autopay but I like to review the statements before the autopay goes through. I’ll have to check this out.

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    Grayson Bell says January 21

    I used to have autopay, but I just didn’t like how I would forget and then didn’t check over the bill. I like this more.

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E.M. says January 21

I think my parents might find this useful. I don’t know how my mom has managed to keep track of everything all these years. I don’t have many bills to keep track of, so I just have reminders set for them.

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    Grayson Bell says January 21

    Hopefully they can use it as a way to keep a better track of everything. I really like how I can just log into each provider through Manilla. That means I only need to remember one username and password.

    Reply
Marvin says January 21

Thanks for introducing this, first time I have ever heard of it. I will give it a try.

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Marc Bautis says January 23

Does Manila have reporting that shows how your spending is trending over a period of time. I’ve used Mint before and while they have improved their reporting I think it is a still an area they can improve on. The other budgeting tool I’ve used is YNAB. They have a great strategy on how to budget, but getting the transactions into the tool is not as easy as it is with Mint or Manila.

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    Grayson Bell says January 23

    Hello Marc,

    Manilla is not a budgeting or spend tracking tool. It is dedicated to your bills. It keeps track of your bills and notifies you when they are due and how much. They don’t connect to your bank account and you can’t budget inside of it. It is just an easy way to log into one place and keep track of all your bills. You can even log into your bill provider accounts from within Manilla.

    Reply
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