Dang it! I Fought My Emotions and They Won

I have a confession to make fellow debt wranglers.  This week I was overpowered by my emotions.  Not just any emotions, but my emotional desire to fulfill a want.  I wanted something so bad that I decided to just do it.  I feel better already just talking about it.  So, here is what I did…..

On Wednesday, I pulled out my AMEX Blue Cash Preferred credit card and purchased the new Google Nexus 10 from

Google Nexus 10 tabletYep, I bought a Tablet!

Ok, don’t get upset with me because I made a frivolous (not my words, just using what you are thinking) purchase.  I have been stewing over the decision for well over a month.  I am not one that will just go out and purchase something big without mulling it over(well, not any longer), so I like to make sure that I either want or need the item.  Actually, I usually make sure that I need the item.  In this case, I really WANTED the Nexus 10 tablet.  I have no need for it because I own a perfectly good laptop, but I really just wanted it.

I Didn’t Need it, I Wanted it!

What!  You didn’t get an iPad?

There have been many people that asked me why I didn’t get an iPad.  The main reason is that I am a big fan of open source technology.  I think it provides a bigger opportunity and allows more creativity to flow through.  Since Android is a free development platform, I choose to support it.  I have worked at many organizations that have tried to develop for Apple and they are a true nightmare to work with.  I think the iPad is an awesome piece of technology, but I just don’t like how Apple beats up developers and keeps such a tight lock on development.  They are now acting just as they did when Microsoft beat them in the PC war and almost put them out of business.  Either way, that is my reason for not getting an iPad.

Picking a Want over a Need

I am a big advocate of making sure you know the difference between wants and needs, but I also want to make sure that people fulfill their wants once in a while.  I knew that I didn’t “need” the tablet, but I sure as heck “wanted” it.  I wanted to spend my time in bed while my wife and son are sleeping and just scour the interwebs.  This will allow me to step away from the computer desk and wind down when I am in my comfy bedroom.  When I am done amusing myself with the latest NFL bad lip reading video on Youtube, I can just shut down my tablet and go to sleep.  Aww, technology, how I love thee!

Just for your enjoyment, if you haven’t seen it, here is the NFL bad lip reading video…..Just great!


You paid with Plastic! How dare you…

Yes, I pulled out my credit card for two reasons.  One, I was ordering online and I try to not use anything but my credit card with online purchases. Yes, it is a well known website, but I don’t care.  Second, even though I have the money to purchase the tablet, I wanted to get my sign up bonus from American Express.  I mean, why not take advantage of $150 for free?  I am not currently paying any interest and I will pay it off before the bill is even due.  These are the reasons why I used plastic instead of paper for this shopping trip.

So there you go, I let my emotions get the best of me and went ahead and fulfilled a want of mine.  I don’t feel bad about it, but I wanted to let you know that no one is perfect in this world.  We all have desires and dreams.  Once we understand our financial positions, we can start to fulfill them, but just don’t get carried away.

So readers, have you ever just let your inhibitions go and fulfill one of your wants?  How quickly did you let your emotions get the best of you?

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Grayson Bell

Grayson Bell

I'm a business owner, blogger, father, and husband. I used credit cards too much and found myself in over $50,000 in debt. I paid it off, started this blog, and my financial life has changed. I now talk about fighting debt and growing wealth here. I run a blog management company, along with another blog. It is Empowered Shopper, which helps people get information about products they want to buy. You can also check out Eyes on the Dollar, which is a great blog that I co-own.


  1. January 28, 2013 at 2:06 pm — Reply

    Congratulations on our new tablet. You’ll soon wonder how you ever survived with it! I always tell my clients that if there is something they really want and can afford it – then go for it! Enjoy and love it. It’s when you buy all your wants and cannot afford them – that’s when you get into trouble. So enjoy your tablet! You may have “wanted” it rather than “needed” it, but it still sounds like you make a thoughtful purchase that you can afford, which is what matters most.

    • Grayson
      January 28, 2013 at 2:36 pm — Reply

      Thanks Shannon. It took me a while to pull the trigger because I wanted to make sure that I didn’t put myself in a tough spot with new daycare payments coming up, but it was in my budget and I paid my credit card off right after it posted. Done!

  2. January 28, 2013 at 2:08 pm — Reply

    Hey man, at least you acknowledge it as a want. Also, bad lip reading is HILARIOUS. LoL. Thanks for that :)

    • Grayson
      January 28, 2013 at 2:36 pm — Reply

      Yeah, I knew that it definitely wasn’t a need. I am glad you like the lip reading. It made me laugh.

  3. January 28, 2013 at 2:28 pm — Reply

    I was thinking about a tablet for myself a few months ago, but just couldn’t warrant it. It would be cool to have, but realistically, I’d just be replacing my laptop for choice of screen when I sit on the couch.

    • Grayson
      January 28, 2013 at 2:31 pm — Reply

      I love it so far. It has been great for me to just keep up with what is going on without having to power up my laptop. It is also great when I am lying in bed and reading some of my favorite blogs. I don’t have to keep my wife up with the bright laptop light and it is just easier to hold a tablet.

  4. January 28, 2013 at 4:17 pm — Reply

    Yep, I did that on a regular basis for years, which is why we’re able to blog about our debt today :-). Seriously though, I think when things are stable, as in your situation, it’s certainly ok to splurge on a “want” once in awhile. Congrats on your new toy. Enjoy it!

    • Grayson
      January 28, 2013 at 4:19 pm — Reply

      I was in the same boat Laurie. I only spent on my wants and that is how I racked up $50k in debt. Now that I am under control, I take more time to prioritize my purchases. It works for me.

      • January 28, 2013 at 4:50 pm — Reply

        Can’t wait till we’re in that same situation. It’ll be great to go and purchase a want without having to contemplate it to the point of death. :-).

        • Grayson
          January 28, 2013 at 9:55 pm — Reply

          It took me a long time to be able to get to this point. Good luck to you Laurie.

  5. January 28, 2013 at 6:25 pm — Reply

    Funny you should mention this as I was secretly thinking about one today when I was waiting at work for a quick meeting. A lady in her 60’s was sitting in the waiting room using one and then she pulls out her Iphone ( and I thought the older generation had no idea) and she was enjoying it. I was watching her use the tablet and honestly it was the first time I actually seen one in action. I said to myself, hey that looks pretty cool I could use that. Unfortunately that’s as far as the thought got but needless to say I was enticed simply by watching someone else use it. Hey, it’s your choice to buy it or not, your pocket book so enjoy it mate! Cheers

    • Grayson
      January 28, 2013 at 9:57 pm — Reply

      I got to test drive one and immediately knew I could use one. I saved up and the day came. Thanks for the comment Mr. CBB!

  6. January 28, 2013 at 6:38 pm — Reply

    I’ve absolutely let my emotions rule the spending, but I’m much better at keeping them under control now. I think it’s key how you’re using your credit card to your advantage without accumulating any debt!

    • Grayson
      January 28, 2013 at 9:58 pm — Reply

      Why not get cash back when you have the cash. I am protected and I get what I want.

  7. January 28, 2013 at 9:12 pm — Reply

    Interesting. I’ve done similar things myself. But not for an android tablet. Actually, come to think of it, of the iPads we have, none have been purchased for me. One I won, and one I bought for my wife.

    • Grayson
      January 28, 2013 at 9:59 pm — Reply

      It happens. Sometimes emotion can get the best of you. Nice job winning an iPad.

  8. January 28, 2013 at 10:33 pm — Reply

    Hah, egg roll? When would that ever be the right response to a question about football.

    I don’t want to encourage you but tablets are awesome and I’m not sorry I got an iPad at all, it’s probably the greatest thing I’ve bought in years. As for the debt bit, if you 100% plan on paying it off by the end of the month (before finance charges) then I don’t see a problem. If you’re financing it than shame on you! If you can’t pay in cash, you can’t afford it!

    • Grayson
      January 28, 2013 at 10:57 pm — Reply

      No worries Andrew, it has already been paid for. I just used my credit card for cash back rewards.

  9. January 28, 2013 at 11:00 pm — Reply

    I was going to buy my wife a Kindle back at Christmas time for $200 but I decided against it. I think the more important matter is that it sounds like you already have your financial details in order so buying the tablet doesn’t seem as big of a deal, and you have every right to because you manage your money well. Enjoy the tablet, you deserve it.

    • Grayson
      January 28, 2013 at 11:31 pm — Reply

      Thanks Chris. It was a long hard journey to get my finances in order, so I didn’t take this purchase decision lightly. I have no buyer’s remorse with this one!

  10. January 28, 2013 at 11:46 pm — Reply

    If you can afford it, I say go for it. I think of spending the way I think of dieting, if you completely deprive yourself you might end up spending frivolously on something bigger or something you don’t really want. You’ve wanted it for a while and you’re paying it off in full, enjoy it!

    • Grayson
      January 29, 2013 at 12:07 am — Reply

      Thanks KK. I have been going a long time without purchasing something, so it kind of feels good. I am also glad that I already paid off the credit card, so I’m good!

  11. January 28, 2013 at 11:47 pm — Reply

    You seem to assume that all the commenters are going to criticize you : ) I personally think that you made a great choice! Sometimes you need to splurge and just get something you want. Also great choice in not getting the iPad : )

    • Grayson
      January 29, 2013 at 12:08 am — Reply

      You never really know how readers will react. We all preach not spending frivolously, but I have saved for it and made sure I made the right decision. Thanks for agreeing with me about the iPad 😉

  12. January 29, 2013 at 12:45 am — Reply

    I seriously want a Kindle Fire HD. I have been mulling it over for 2 months, and have a $50 Amazon gift card I could use toward it, but just can’t pull the trigger. I do think it could possibly save money if we streamed it through the TV, maybe we could cancel the satellite TV. I’m not sure my husband would give up ESPN, but maybe. Really, I just think they are cool, so I may go for it soon.

    • Grayson
      January 29, 2013 at 9:59 am — Reply

      If you have been mulling it over for 2 months, then I am sure you are close to either buying it or not. Good luck with your decision Kim.

  13. January 29, 2013 at 2:07 pm — Reply

    There’s really nothing to be sorry about. If you wanted a tablet and saved up for one, then you go ahead and buy it! Tablets are pretty sweet! There’s no shame in your game, Grayson!

    • Grayson
      January 29, 2013 at 2:18 pm — Reply

      Thanks MMD. I am not ashamed of my purchase, but I like to be transparent when I speak to my readers. I don’t want them thinking that I preach frugality, when I splurge here and there.

  14. January 30, 2013 at 4:55 pm — Reply

    I’m totally judging you right now. How dare you???

    Seriously, though, it happens. We all make emotional purchases for one reason or another and you know what? It’s okay.

    • Grayson
      January 30, 2013 at 7:49 pm — Reply

      Stop judging me Jana. Your words hurt 😉

  15. February 4, 2013 at 5:41 am — Reply

    Good for you dude! I think you have to make a few emotional purchases in a while! Enjoy :)

    • Grayson
      February 4, 2013 at 10:21 am — Reply

      I have enjoyed it so far, so no regrets here.

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