Extra IncomeMaking Money

How To Make More Money – 6 Ways To Earn Extra Income

How to make more money - 6 Ways to earn extra income

Do you want to know how to make more money?  I get this question from readers all of the time.  If you are a reader of Debt Roundup, then you know that I tell everyone that the real way to change you financial situation is to make more money.  You can only cut expenses by so much.  Trust me, I have cut my expenses in every which way.  If you truly want your financial situation to change, then you need to learn how to make more money.  Cutting expenses and bringing in more income is the key here.

How to Make More Money

I figured that I would create a post that shows different ways that you can make more money.  Instead of just listing some ways, I am going to explain them in some detail.  This way it will show you how you can make extra income along with some of the ways that I have made more money.  I am NOT going to tell you to get a second job.  While that is a good way to make extra money, most people are not looking for that.  Most people that I talk to want to make extra income in their spare time or on the weekends.  I will say that if you need extra income quickly and consistently, then think about a second job.  OK, enough about second jobs.

Sell Items Online

You hear about this method to make more money often.  The reason why you do is because it is effective.  You can sell almost anything online.  The key is to tell things that people want.  Most people start out by selling their unwanted items online.  You can sell stuff for free via Craigslist, but you can also get a few free listings on eBay.  Your audience will grow if you sell on eBay, but it can have some fees attached.  Big and items not easily shipped should be listed on Craigslist.  This would be the easiest to get rid of them.

Once you get rid of your unwanted items, then you should think about selling other items.  I did this for years.  I started out by selling my used gear online.  I then branched out to having items drop-shipped to people.  I built an electronics business that sold over $1 million worth of new electronics online.  I started small and ended big.  It was lucrative, but it does take time to build up and succeed.  Others have made money by selling used cell phones, among other things.  If you can find it, then you probably can find someone to pay for it.

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Do Odd Jobs

Have you ever looked on Craigslist to see what people need help with?  There are thousands of listings where people need the help of others in order to get something done.  Many people will pay you to help them move, cut their grass, do yard work, paint a room, and many other things.  I have helped out quite a few people in the past using Craigslist.  Just search their gigs section and see what you can find. You can earn some good money and do it in your spare time and on the weekends.  The money won’t be consistent, but it is extra income.  You can also find such jobs online via TaskRabbit and with the newspaper classifieds.

Start A Blog/Website

Do you have a passion for a certain subject?  If you can’t tell mine, then I don’t know what to tell you.  I have a passion for finance and business.  Starting this blog was a natural fit for me because I have run blogs in the past and I have a history of money issues that I have worked through.

I wrote a detailed article on how to start and run a successful blog, which will show you the steps on how to get a domain and how to install blogging software.  I give you all of the steps. What I don’t give you is the motivation to make the website successful.  That has to come from you.

Read: Start a blog in just minutes

You can make money from a blog or website.  It does take a lot of time and energy, but it can be lucrative.  This is no get rich quick scheme.  You will not make money on the first day, the first month, or maybe even the first year, but you can make money doing so.  I make a good sized extra income from this blog, but I have worked very hard to achieve this.  Before you try this route, please make sure you pick a topic that you are passionate about.  You need to have passion for your website/blog and that is the only way to succeed.

I recommend that if you want to start a blog, then you run it on top of doing some other things to make more money.  Making money from blogging does not always happen and it is not quick.  This can be used to diversify your extra income.


I have been a freelancer for years.  There are a lot of people freelancing.  The reason why this is a popular way to make more money is because it is flexible.  When you freelance, you are selling your knowledge and skills.  There are many people and companies looking for individuals to do things for them.  Whether it be writing an article, building a website, testing items, designing a logo, and many other great things, there are thousands of opportunities for people to sell their skills.

I built a thriving business off of the freelancing model. I help bloggers and site owners with technical issues and I love it! If you have a skill, just try to market it.

The best way to start out freelancing is to first identify a skill that you can sell to others.  Are you good at design?  Can you write well?  Do you have artistic skills?  Are you good at coding?  If you have a job now, then you most likely have a skill that someone is willing to pay you for.  Most people have a marketable skill, but they just have to know how to market it.

Once you figure out what you do well, then you need to find someone who needs what you have to sell.  The best way to do that is by jumping on one of the many freelancing sites.  I recommend Elance, Odesk, and Freelancer.  These sites have thousands of listings in different areas.  Look to find your applicable area and see what others are selling.  If you see a fit, then create a profile and start marketing your skills.  You can also look to Fiverr to see if you can offer services.  This is another great way to get started.

Once you get started, then you might want to think about creating a website to sell your skills to others.  After you get a few jobs under your belt, then you can put them together as a portfolio on your own website.  Put that website on cards, as your email signature, and mention it to people during conversations.  Spread the word and then keep hustling to get more jobs.

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Rent Out Your Assets

Do you own a home or a car?  Did you know that you can make some money from these assets?  Some people know that taking on a roommate or renting out a room can be a good way to make some extra cash.  Now, there are more formal ways to do this.  AirBnb is a huge person-to-person sharing marketplace.  You can list your home, condo, or townhouse for other people to rent.  Most people do this when they are traveling.  You can score some good deals, but you can also make some money.  If you have a nice home in a popular area, then this could be for you.

What about renting out your car?  The car sharing economy has blown up in the past few years.  Now, you can easily rent out your car to others and make some money.  RelayRides is a sharing marketplace that allows car owners to list their vehicles in order for others to rent.  You get to pick you price and terms and RelayRides then offers to protect you with a great insurance policy.  On average, their members make $250 per month by renting out their vehicles.  Not bad, especially if you don’t use your car everyday.

Mystery Shopping

I am listing this here because you can make money doing it. I did it for years.  You don’t make that much, but you can get free stuff and you and earn some money on the side.  You have to follow the rules depending on which company you will work for, but it is not hard.  I don’t mystery shop anymore because I don’t have the time, but it did give me some extra cash.  You won’t get rich from this and you won’t be able to quit your job.  Visit the Mystery Shopping Providers Association to find a reputable company to work for.

The point of this post is to show you that there are ways to make more money.  If you have always wanted to know how to make more money, then the first step is to just look around you.  When you want to make more money, you have to understand that it will take time. It will also take time away from you.  There are no get rich quick schemes that are going to help you.  If you want to make more money on the side, then you need to hustle for it.  Earning more is all about working hard and continuously looking for more opportunities.  I have been earning extra income ever since I was out of high school. I don’t plan on stopping anytime soon, because it allows me to have a different financial future.

Do you earn extra money?  What is your favorite way to earn extra income?

Make sure to check out one of our other great articles about making money online. Here’s a few tips to show you how to make money this weekend!

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Grayson Bell

Grayson Bell

I'm a business owner, blogger, father, and husband. I used credit cards too much and found myself in over $75,000 in debt ($50,000 in just credit cards). I paid it off, started this blog, and my financial life has changed. I now talk about fighting debt and growing wealth here. I run a WordPress maintenance and support company, along with another blog. It is Empowered Shopper, which helps people get information about products they want to buy. You can also check out Eyes on the Dollar, which is a great blog that I co-own.


  1. January 6, 2014 at 7:40 am — Reply

    Good stuff Grayson. I haven’t made much money from my blog yet but I’ve got some things in the works for 2014 that I’m excited about. I’d also like to throw my hat into the freelancing ring. I 100% agree with you that the biggest key to really changing your financial life is often to make more money, provided it’s coupled with smart habits when you actually get the money.

    • January 8, 2014 at 3:48 pm — Reply

      Making money from a blog can be hard. Freelancing is a much easier way to make money.

  2. January 6, 2014 at 7:49 am — Reply

    Freelancing is the thing for me this year. Very little overhead or assets tied up in it, and immediate payoff!

  3. January 6, 2014 at 8:23 am — Reply

    Good insight here Grayson. I could not agree more on the cutting of expenses. That is great to do, but will only take you so far. My preferred method of making extra money is through freelancing. It’s how my wife originally started our business and if you know what you’re doing then you can make a nice chunk of change with it and are willing to put in the time to do it.

    • January 8, 2014 at 3:48 pm — Reply

      I am starting to really enjoy freelancing. It gives me flexibility and different jobs. I like it!

  4. January 6, 2014 at 8:23 am — Reply

    I do all of these except for mystery shopping and odd jobs. I think starting a blog/website is the most rewarding and highest potential for a big payday, but I think for the vast majority of people it’s more work than they are looking to do in their spare time. I think a second job would be ideal for most people, though I do think creating some sort of business is by far the better choice if you have the right mindset.

    • January 8, 2014 at 3:49 pm — Reply

      Starting a blog can be lucrative, but very few people actually make any money from their blogs. Yes, it also takes a lot of time to run a successful website/blog.

  5. January 6, 2014 at 8:39 am — Reply

    I used to freelance but didn’t have the confidence in my work to continue down that path. I’m working on getting back there this year though. I also pet sit for extra money. I’ve tried selling things, but haven’t had a much luck with it yet.

    • January 8, 2014 at 3:50 pm — Reply

      I certainly need to have the confidence in your own service. You won’t be successful if you don’t believe in what you are delivering.

  6. January 6, 2014 at 10:12 am — Reply

    Right now we are earning extra money through rental real estate. I may consider freelance writing in the future. I’m buying more and more into the idea of having multiple revenue streams.

    • January 8, 2014 at 3:50 pm — Reply

      I forgot to add real estate. That can be good too, but you have to get capital for it.

  7. January 6, 2014 at 10:21 am — Reply

    I think the most important tip is to not give up. Now that we’ve been working at freelance/blog income for a solid 6+ months, it’s really starting to pick up. Yay!

    • January 8, 2014 at 3:51 pm — Reply

      I agree. If you give up too early, you will never realize your potential. Rome wasn’t built in a day.

  8. January 6, 2014 at 10:27 am — Reply

    I do the blog/freelance writing thing…but also do 3-4 mystery shops each month. It doesn’t bring in a ton of cash (averages around $50-$80 a month), but hey, I never complain when the money shows up in my paypal account, or as a check in the mail. 🙂

    • January 8, 2014 at 3:51 pm — Reply

      If you get the right shops, you can earn a little money here and there. I think it is a good way to get some shopping done and earn a little cash.

  9. January 6, 2014 at 10:39 am — Reply

    These are all great tips! Right now I’m making some extra dough selling things I don’t want on craigslist. We’re moving at the end of the month so I’m trying to get rid of anything we don’t really want first.

    • January 8, 2014 at 3:53 pm — Reply

      Selling things on Craigslist can be a nice way to earn some cash. I have done it a few times in the past.

  10. January 6, 2014 at 11:45 am — Reply

    I completely agree with you that you can only cut expenses so much. You really have to work on earning extra income to change your financial situation. My favorite income source is blogging although I do a lot of freelance writing as well. I find blogging to be more fun though.

    • January 8, 2014 at 3:53 pm — Reply

      I think it is really the only way to change the situation. Making more money can open you up to more opportunities.

  11. January 6, 2014 at 12:15 pm — Reply

    I have actually done mystery shopping, and it’s fun. This week I am actually “posing” as a newly engaged woman who needs to start a wedding registry.

  12. January 6, 2014 at 12:40 pm — Reply

    I do mystery shopping for my credit union. I have a few things I can sell online. I want to get that done this year. The blog is also a potential and maybe it will be a way I can make extra income in the future.

    • January 8, 2014 at 3:57 pm — Reply

      You just have to stick with the blog. It will take some time to see income, if any. Some take two years to earn a dime.

  13. January 6, 2014 at 12:42 pm — Reply

    Renting a room on air b n’ b is still the easiest way I’ve ever found to make a lot of extra money. Now that I’m in manhattan though, the law is a bit more restrictive regarding short term rentals.

    • January 8, 2014 at 3:57 pm — Reply

      I have heard that NY took a little stand with regards to AirBnB. That is sad that they can’t allow people to rent out their places without hefty restrictions.

  14. January 6, 2014 at 1:56 pm — Reply

    This is definitely a focus for hubby and I think year. Right now our goal is to make 500 this year in side income which is about $42 a month. I guess we’ll see where we get!

    • January 8, 2014 at 3:58 pm — Reply

      I think $500 is doable. Best of luck to you Liz!

  15. January 6, 2014 at 2:45 pm — Reply

    Honestly, I am not going to try to much on making a lot of extra money this year. My focus right now is to kick butt at my relatively new job, and then maybe next year I’ll try to pick up on the freelance thing. That being said, I am interested in monetizing my blog eventually, and I do sell things online occasionally… so I guess I am making a little bit extra for savings/debt repayment.

    • January 8, 2014 at 3:58 pm — Reply

      You always have to focus on the things most important to you. Keep up the good work Alicia!

  16. January 6, 2014 at 3:54 pm — Reply

    Love these ideas. I have been a mistery shopper before. I love it, You get a lot of free stuff doing that.

    • January 8, 2014 at 3:59 pm — Reply

      Mystery shopping can be a good way to score from free loot!

  17. January 6, 2014 at 4:53 pm — Reply

    Nice post, Grayson.

    I always tell people that their first action when their budget is coming up short should be to find new ways to earn income. Sometimes, you just don’t make enough. Some great ideas here.

    • January 8, 2014 at 3:59 pm — Reply

      I agree with you there Jefferson. You need to find more money if you are not making enough.

  18. January 6, 2014 at 5:01 pm — Reply

    Blogging has def. been a money make for me but it did take almost a year before I saw any profit. I see so many people thinking its a get-rich quick scheme when its not. It really is a lot of work.

    • January 8, 2014 at 4:00 pm — Reply

      It truly is a lot of work. People just see others making money and say, “Hey, I can do that too!”. Not always the case.

  19. January 6, 2014 at 10:14 pm — Reply

    I’m really trying to concentrate on freelance stuff more. I’d also like to sell a bunch of crap in my house my my husband is a bit of a hoarder and I worry he’d start suffering from separation anxiety, UGHHHHH. Good thing I love him:)

    • January 8, 2014 at 4:00 pm — Reply

      Well, hoarding can’t be good. It does give you a lot of stuff to sell, but it might be hard on him.

  20. January 7, 2014 at 1:12 am — Reply

    The best thing about side income is that with many of the ideas, you can put as much time or as little time as you have/want. You don’t have to reinvent the wheel either. Look at what you know and are good at and find a way to make money from that. I’ve found good luck with writing for medical websites. If I have time, I can knock out several articles a month, but if not, I don’t have to. I wish I’d discovered that years ago!

    • January 8, 2014 at 4:01 pm — Reply

      You hit the nail on the head there Kim. That is the best part of side income.

  21. January 7, 2014 at 8:43 am — Reply

    I just started freelance writing this year, and the extra income has provided some nice breathing room in our budget. I don’t think I’m comfortable renting out my home or car though….too many crazy people out there. lol.

    • January 8, 2014 at 4:01 pm — Reply

      Glad to hear you are freelancing Brock.

  22. January 7, 2014 at 5:39 pm — Reply

    “Most people that I talk to want to make extra income in their spare time or on the weekends. ” How is that different from getting a second job?

    • January 7, 2014 at 6:22 pm — Reply

      Hello Leslie,

      Thank you for the comment. It is actually quite different. Most people want to make extra money in their spare time. They tend not to want a scheduled time to work. Say they only have an hour or two in order to work. Most seconds jobs will not be able to provide you with such low hours. Many of the things that I listed allow you to pick and choose what you want to do and when you want to do it. This is the freedom you get when you just have side jobs, instead of a dedicated second job. It is all about flexibility.

      I used to work a second job on the weekends. I had to go in at a specific time and work for a certain amount of time. These things and what people are really looking for are the ability to earn income when they only have some time available. Nothing concrete and nothing set in stone.

      As I stated, second jobs can provide constant income and a set rate. You won’t get that from the things that I listed above.

  23. January 8, 2014 at 10:56 pm — Reply

    By selling items online, do you think that it is worth the extra effort just for the little profit that I can get after waiting a while for someone to buy the item?

    • January 9, 2014 at 12:24 am — Reply

      Is there any reason why you are waiting for a while for someone to buy the item? You aren’t going to be able to enjoy extra money when you sell only one item here or there. Go out and find items that are being sold on eBay and Craigslist. See if you can resell it for a profit. The more you do, the more you make.

  24. Mike
    February 3, 2014 at 5:40 pm — Reply

    I just wanted to comment that I enjoy how you interact with those that comment on your articles. So often I see on other websites writers post something and never really interact with their audience. Keep up the great work Grayson!!

    • February 3, 2014 at 11:31 pm — Reply

      I really appreciate you taking the time to comment Mike. This really means a lot to me. I try hard to create a community here, so thank you for being a part of the conversation.

  25. Ryan
    February 25, 2014 at 1:12 pm — Reply

    I have been doing mystery shopping for almost a year now, and there are sometimes really good deals out there. For example, the company I found, called SQM, had a deal where you get reimbursed for 50% of a two-way international airline ticket! So, those kinda deals do exist, and they are not myths. I guess even airline companies need to get their customer service evaluated after all. However, most of the stuff I have done were for restaurants (pizza restaurant chains, etc), and they reimbursed like half of my meal costs. That is not bad, especially if you like the place. There are also many other assignments, where you can make some money, but I’ve mostly been doing it as hobby, or for places I already go anyway, which works out well. I have even done a date in a restaurant and didn’t pay anything! The actual evaluation is online, so you can do it quickly. For people who are interested in mystery shopping, I suggest them finding legitimate mystery shopping companies and sign up on their website. Never do anything that asks money upfront. And you are right, there are many ways to make some extra cash if you look around.

    • February 25, 2014 at 3:08 pm — Reply

      Mystery shopping can be good, but you do have to get the right company. I typically only take jobs where they give me a stipend and then pay for me to complete the job. Those are harder to find, but they also exist.

  26. May 19, 2014 at 11:02 pm — Reply

    This is an interesting topic. I am always looking for ways to supplement my income. I agree, going out and getting a second job might be a quick fix but in the long run you will burn yourself out. My wife and I supplement our income in two ways. First; I have a couple of janitorial jobs where I work for myself. The per hour rate is much better than a part-time job. I average $30/hr for one account and $40/hr for the other. I can work less and make more than I would working part-time for someone else. Second; my wife is a photographer. She also works a regular part-time job so she can’t dedicate a lot of time to marketing her business. But the extra income is helpful and the start up costs are low.

    • May 20, 2014 at 12:54 pm — Reply

      Nice work on the janitorial work. While you might get burned out by a second job, you can also get burned out by adding different side jobs. Those side jobs can add up. I have many and they equal another full time job.

  27. teresa d
    October 14, 2014 at 8:55 pm — Reply

    I do surveys online to make a few extra bucks. I make around $200 a month or so. It wont make you rich but it is easy. Check out cashcrate it’s the best.

    • October 14, 2014 at 10:34 pm — Reply

      Hey, $200 a month isn’t too bad.

  28. September 12, 2015 at 7:17 pm — Reply

    My favorite is freelancing because it offers lots of jobs I can choose from and where I can have a flexible working time.

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