I want to preface this with a warning that this might turn into a rant. I just have to get this off my chest and I think it could end up sparking some change. Let’s hope!
Those of us that are currently in debt or have been in debt before know one thing about the situation. It sucks! There is no other way to explain it. Debt sucks and having it just brings you down. I can tell you that once I paid off my last credit card, I felt a lot better about myself and my situation. When you have a better outlook on your financial life, then you can end up making good changes. So, let’s spread around something that can spark change.
One of the main reasons why I started Debt Roundup was to offer encouragement to those in debt. I was in your shoes. I walked whee you walk and I know how it feels. I understand the daily struggles and the emotional roller coaster that debt puts you through. I got myself into over $50,000 worth of credit card debt due to emotional spending, business expenses, and the lack of education toward the forms of debt. I have worked very hard to turn my life around and now I am happy to say that I have a positive net worth and it continues to rise every month.
With the information I learned, I wanted to pass it along to others. There are millions in debt and if I can help just one person, than I feel that I have done my job. I want to encourage all of those that are in debt to change their lives around. I try to provide useful information about everything regarding money. I might not agree with some of the reasons why people get into debt, but that doesn’t mean I will belittle you or treat you differently. I will encourage you and help you to the best of my ability. This is what Debt Roundup is all about.
Are You Helping Or Hurting?
I have been in the personal finance blogging space for nearly a year. It has been quite eye opening and it has changed my life. There are so many opinions out there about what we should do with money and how it should be used. With so many opinions, it can be really eye opening.
One issue that I have been seeing lately is the lack of compassion that some have for others. There are some select people that I will not name that only like to belittle those that don’t think like them. They use foul language and make people seem stupid if they don’t do what they tell you. They offer no encouragement to those that are in debt and only show you how stupid you were for getting into debt. I used to ignore it, but now I want to speak out.
If you can’t offer people that are in a financial issue some encouraging words or helpful advice, then shut up. Yes, I said, shut up! Each person has their own opinion and that is what I like about blogging. The issue is that you might have an opinion that is not helping anyone. If you want to belittle people, then do it somewhere else. I am all for free speech, but when it borderlines bullying, than I have a problem with it. Everyone deserves to be respected and if you can’t do it, then don’t say anything. Didn’t your mother teach you that?
So, to those that can’t seem to offer kind words and helpful advice to those in need, then go do something else. As a personal finance blogger, I feel that I have a site that can help people. There are many finance sites that helped me when I was in debt and I want to do the same. Stop being hurtful and become helpful. There is no better feeling than offering tips that might help someone change their financial life. Why would you not strive for that?
For all you personal finance bloggers and all of my other readers, I ask you to offer those in need some encouragement. Offer it and then spread it around. One simple word of encouragement can change someone’s day and maybe change someone’s life. It is easier to be helpful and much harder to be hurtful. You never know what can happen with one random act of kindness.
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