Category Archives for Budgeting

Why NOW Is The Best Time To Think About Summer Camps

I realize that it is only January and that summer is a far off mirage. However, I have learned that if I don’t start start thinking about summer camps for my kids now then we will likely be left

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Save Money In The New Year With A Food Overhaul

It’s that time again! Time to start fresh with a new year and make a full-hearted attempt to remedy any perceived shortcomings from last year. These usually include things along the lines of exercising

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Is Holiday Shopping With Credit Cards Right For You?

With the passing of Turkey Day, the official beginning of the holiday shopping season starts! There are sales EVERYWHERE! Retailers are doing their best to get your attention and get you into their stores

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Here is One Great Way to Help You Save on Holiday Gift Giving

As you should all know by now, things have been pretty darn tight financially for me for years. In the past couple of years that has eased up a bit, thankfully, but I am still very thrifty. This stretches

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Why Sometimes Leasing a New Car is the Way to Go

One of the cars we had been driving was a 1999 Toyota Camry. Not that it hadn’t been a good car to us, because it had, but it had gotten to the point where it was no longer reliable and that was

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This is the Time to Start Planning Next Year’s Summer Vacation

Every year my kids ask me where we are going to go on vacation. For many years, our vacation was to my brother and sister-in-law’s house so that my kids could hang out with their cousins for a week

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How to Teach Your Children the Value of Money: Budgeting

Out of all of the things that I teach my children about money, this one is the most difficult one for me. The reason for this is because children are extremely impetuous creatures and want everything

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How to Teach Your Children the Value of Money: Wants vs. Needs

Children want things. Lots and lots of things! At least, I know that mine do. This has been an ongoing battle since I can remember. However, since it is an ongoing battle, I decided that it makes much

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How to Teach Your Children the Value of Money – Shopping For Groceries

Let’s face it that teaching children about money can be an experience that makes you want to bang your head against the wall sometimes. Especially when they want everything, all the time, right

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3 Ways to Save More Money on Winter Heating Bills

Fall is here, which means it’s time to start thinking about ways to save money on those winter heating bills!!  The year the Polar Vortex hit, our family spent twice as much as we normally do on

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