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Happy Father’s Day – A Letter To My Father

Happy Father’s Day – A Letter To My Father

Happy Father’s Day! I hope all of you get to celebrate with your family and maybe have a chance to relax. I know I will be having fun on my golf weekend, but I will miss the opportunity to celebrate Father’s Day with my dad. It upsets me a little bit because as a new father, I would love to celebrate with my father. Oh well, there will be others. I am taking this time to write a letter to my father. I hope he gets to read it.

Empire Today – Do They Make The Grade?
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Empire Today – Do They Make The Grade?

My wife and I decided to put new carpet down on our first floor. I talked with quite a few people that have recently had carpet installed in their home. I got all of their reviews and opinions. With the reviews and opinions, I found that Empire Today did a good job with most of the people that I spoke with. This is my rundown of my experience with Empire Today.

Cash in Your Coins for Free with these Coinstar Alternatives

Cash in Your Coins for Free with these Coinstar Alternatives

Most people have coins sitting around or collecting in a jar somewhere, but what do you do with these coins? With the current coin shortage easing in the US, many businesses still want access to coins. Would you rather cash those coins for paper money? We have covered Coinstar and what it charges for counting…

I Bought a JetSki and it was the Worst Financial Decision!

I Bought a JetSki and it was the Worst Financial Decision!

It’s Monday and I think I am going to go a little personal today. The purpose of Debt Roundup is to show you that we are all human and we make mistakes. We also have to learn from those mistakes and grow. If we don’t, then we are going to make the same mistakes over and over again. I don’t know about you, but I don’t like to repeat failure. I only like to repeat my successes. On that note, I want to share one of my biggest money mistakes. I would say it is embarrassing, but stuff happens and I just learn how to deal with it.

Should You Pay Cash or Finance Your Next Vehicle?

Should You Pay Cash or Finance Your Next Vehicle?

There are so many words of advice about purchasing a car that I wanted to throw my hat in the ring as well.  The reason I want to do this is because I have a little different view point about purchasing a car.  I don’t disagree with the other view points as I think they are valid, but I just have a little twist in how I see it.  As stated time and time again, finance decisions like this are personal and you have to make the best financial decision based on you.

Transfer a Credit Card Balance: How I Saved Over $6,000 Playing the Balance Transfer Game

Transfer a Credit Card Balance: How I Saved Over $6,000 Playing the Balance Transfer Game

Are you struggling with high-interest credit card debt? If so, transferring your balance to a new card with a lower interest rate could be a smart financial move. A balance transfer can help you pay off your debt faster and save you money on interest charges. However, before you jump into a balance transfer, it’s…

Rocket Mortgage Is Trying to Get Us to Do a Cash-Out Refinance, But I Refuse

Rocket Mortgage Is Trying to Get Us to Do a Cash-Out Refinance, But I Refuse

Back in 2020 (and 2021), we refinanced our mortgage to get those really low interest rates. At first we refinanced our 30-year down to a 15-year because the rates were low. As the rates lowered more, we refinanced back out of a 15-year to a 30-year. The reason was simple, the rates were below 3%…

The One Solution to Save More Money Each Month that Actually Works
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The One Solution to Save More Money Each Month that Actually Works

Saving money is an important topic talked about everywhere. We talk about it here regularly because it is a pillar of personal finance. Saving money is the backbone of financial literacy. You will often read about so many different ways to save money each month. I find X ways here, Y ways there, and everything…