Children want things. Lots and lots of things! At least, I know that mine do. This has been an ongoing battle since I can remember. However, since it is an ongoing battle, I decided that it makes much more sense to turn these wants into teachable moments. Wants vs. Needs The first step in the…
One of the popular ways to build long-term wealth is to own your own home. While simply owning a home and paying down a mortgage over time will lead a significant amount of wealth creation, those that are looking to maximize the amount of equity that they could ultimately have in their homes should look for ways to improve their home. Those that are looking for home improvement projects to consider, here are six specific home improvements that could add the most amount of value to your home when you ultimately try to sell your home.
In 2023, managing finances has become easier than ever with the help of budgeting apps. These apps can help users track their expenses, set financial goals, and create budgets to achieve those goals. With so many budgeting apps available, it can be overwhelming to choose the right one. However, by comparing features and user reviews,…
The S&P 500 is a stock market index that measures the performance of 500 large companies listed on stock exchanges in the United States. It is widely regarded as a benchmark for the overall performance of the U.S. stock market. Investors often use the S&P 500 as a way to gauge the health of the…
Back in 2020 (and 2021), we refinanced our mortgage to get those really low interest rates. At first we refinanced our 30-year down to a 15-year because the rates were low. As the rates lowered more, we refinanced back out of a 15-year to a 30-year. The reason was simple, the rates were below 3%…
Coinstar is a popular coin counting and sorting machine that is available in many grocery stores and most Walmarts around the country. They even have a nice international presence. They provide the service of counting your unrolled coins and getting cash immediately in the matter of minutes. The current Coinstar fee is 12.5% + $0.50…
We all know that the secret to becoming a successful investor, you must “buy low and sell high.” But if you’re like most investors, you don’t always know when it’s a good time to buy a particular investment. With the best investing tools, you can easily make sound investments that help you build long-term wealth…
Making extra money is the best way to change your financial situation. The good thing is that in our current time, there are so many ways to earn extra money through the classic side hustle. Basically this is a “job” you do on the side of your main job. You can earn money with your…
Paying off debt is hard for anyone. It’s always on your mind until it’s gone and wiped clean. Debt hovers over you like a dark cloud just waiting to storm. Those clouds seem to be even darker when you have a low income. Without the necessary funds to pay down debt quickly, it can feel…
What Do You Want To Do With Your Money? Welcome to Wealth Bytes, where we’re about as passionate about your money as we are with our own. After struggling with massive debt and fighting through it, I’ve come to realize that too many are in the same position I was. After paying it all off…
Have you heard about the magic penny before? What about turning one little penny into over $10 million? No? Well, before we go on to talk about this magical penny, let me ask you a simple question and I want you to answer it honestly. Would you rather have $1 million or one penny doubled…
The new year is here and I’m sure you’re ready to get started on your resolutions. Typically people are focusing on their weight, especially after two holidays of eating good food. I know I could lose a few pounds after this holiday break. More importantly, some are focusing their goals on their finances and I…
