What are you waiting for to get started with filing your taxes? Do you wait until the deadline to file your taxes because your not sure you’re getting it right? It doesn’t have to be that way (well, paying taxes is always going to be there) if you just take a few moments to pick…
If you’re interested in saving money, you should have an emergency fund. So what is it and how do you create one? Plain and simple, an emergency fund is money you have set aside in case of an emergency. These can range from an unexpected bill, car repair, home repair, medical bill, job loss, etc….
The Debt Avalanche is another popular debt repayment method which focuses on paying off debts in a calculated manner by focusing on how much interest you pay. Unlike the Debt Snowball method, you pay off debts based on the interest rate. When I was in over $75,000 of debt, the debt avalanche is what I…
If you’re looking to pay down debt, then you’ve probably heard of the Debt Snowball. This debt repayment method was made famous by Dave Ramsey as part of his 7 Baby Steps. The Debt Snowball is used as part of Step 2. In this money short, we ask what is the debt snowball and give…
We all know that the secret to becoming a successful investor, you must “buy low and sell high.” But if you’re like most investors, you don’t always know when it’s a good time to buy a particular investment. With the best investing tools, you can easily make sound investments that help you build long-term wealth…
Vacation. It is an annual rite of passage for many families across the summer. Besides Christmas, vacation is usually the largest one-time expense each year. We all want to have an awesome vacation, no matter if we stay near for a staycation, or book an international trip for a few weeks. Budgeting for a nice…
The media loves to regularly point out that Americans struggle to afford an unexpected $500 bill. What many of us don’t realize is that if you’re having trouble paying for life’s surprises, you probably struggle to buy groceries and pay your rent every month too. Being able to save money on groceries is an easy…
You don’t make a lot of money and you’ve worked hard to get out of debt. Now that you have the taste of what it’s like to not have a monthly interest payment for maybe the first time ever as an adult, the last thing you want to do is go back into debt. But,…
Paying off debt is hard for anyone. It’s always on your mind until it’s gone and wiped clean. Debt hovers over you like a dark cloud just waiting to storm. Those clouds seem to be even darker when you have a low income. Without the necessary funds to pay down debt quickly, it can feel…
The new year is here and I’m sure you’re ready to get started on your resolutions. Typically people are focusing on their weight, especially after two holidays of eating good food. I know I could lose a few pounds after this holiday break. More importantly, some are focusing their goals on their finances and I…
No matter if you’re shopping for back to school supplies, birthday presents, Christmas gifts, or just for you, Amazon can be an awesome place to find good deals and fast shipping! I’m a huge proponent of shopping on Amazon. I’m a Prime member and I don’t mind showing my support. They make shopping online so…
Five years ago, we were able to pay off the last of our credit card debt. I can’t believe it’s been 5 years since that last payment was sent and we were credit card debt free! Really, time has been flying by. We’ve done a lot of stuff since breaking the chains of debt, and I’m…
