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Simple Savings Sunday – The Lowest Price Isn’t Always the Best Price
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Simple Savings Sunday – The Lowest Price Isn’t Always the Best Price

Welcome to another edition of Simple Savings Sunday! I love these little tidbits of savings advice as much as the next person. I really do!  Today is going to be one that might confuse some of you and it’s about shopping for the lowest price. Now, I’m not saying shopping for the “best” price, but…

6 Side Hustles You Can Start for Free to Make Extra Money

6 Side Hustles You Can Start for Free to Make Extra Money

Starting a side hustle can be a wise decision for various reasons, such as getting out of debt, increasing savings, or financing enjoyable activities like going on vacation. Furthermore, pursuing a side hustle can occasionally serve as a gatekeeper to reach your desired lifestyle. Perhaps you’ve always dreamed of starting your own business or traveling…

Empire Today – Do They Make The Grade?
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Empire Today – Do They Make The Grade?

My wife and I decided to put new carpet down on our first floor. I talked with quite a few people that have recently had carpet installed in their home. I got all of their reviews and opinions. With the reviews and opinions, I found that Empire Today did a good job with most of the people that I spoke with. This is my rundown of my experience with Empire Today.

Should You Pay Cash or Finance Your Next Vehicle?

Should You Pay Cash or Finance Your Next Vehicle?

There are so many words of advice about purchasing a car that I wanted to throw my hat in the ring as well.  The reason I want to do this is because I have a little different view point about purchasing a car.  I don’t disagree with the other view points as I think they are valid, but I just have a little twist in how I see it.  As stated time and time again, finance decisions like this are personal and you have to make the best financial decision based on you.

Top 6 Best Budgeting Apps for 2024: Time to Get Your Finances In Check!
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Top 6 Best Budgeting Apps for 2024: Time to Get Your Finances In Check!

In 2023, managing finances has become easier than ever with the help of budgeting apps. These apps can help users track their expenses, set financial goals, and create budgets to achieve those goals. With so many budgeting apps available, it can be overwhelming to choose the right one. However, by comparing features and user reviews,…

Rocket Mortgage Is Trying to Get Us to Do a Cash-Out Refinance, But I Refuse

Rocket Mortgage Is Trying to Get Us to Do a Cash-Out Refinance, But I Refuse

Back in 2020 (and 2021), we refinanced our mortgage to get those really low interest rates. At first we refinanced our 30-year down to a 15-year because the rates were low. As the rates lowered more, we refinanced back out of a 15-year to a 30-year. The reason was simple, the rates were below 3%…

The One Solution to Save More Money Each Month that Actually Works
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The One Solution to Save More Money Each Month that Actually Works

Saving money is an important topic talked about everywhere. We talk about it here regularly because it is a pillar of personal finance. Saving money is the backbone of financial literacy. You will often read about so many different ways to save money each month. I find X ways here, Y ways there, and everything…