Search Results for: should

Should You Pay Cash or Finance Your Next Vehicle?

ByGrayson Bell 05/29/202305/29/2023

There are so many words of advice about purchasing a car that I wanted to throw my hat in the ring as well. The reason I want to do this is because I have a little different view point about purchasing a car. I don’t disagree with the other view points as I think they are valid, but I just have a little twist in how I see it. As stated time and time again, finance decisions like this are personal and you have to make the best financial decision based on you.

Investing | Money Shorts

Should I Keep Investing When the Stock Market is Down?

ByGrayson Bell 09/22/202209/22/2022

If you’ve been living under a rock or in a place without any connection to the outside world, we are in a recession. It was official already though some still think there is one to come. But by definition, the United States is in a recession. With the government raising rates, inflation at an all-time…

Saving Money | Savings

Should I Turn Off My A/C To Save More Money?

ByGrayson Bell 05/02/201905/02/2019

It’s starting to get warm out there again, which means one thing… Time to tune up and turn on those air conditioners while trying to save money on your cooling bills. Tough job! If you’re anything like me, then you know how uncomfortable it can be when you’re hot in your own home. I hate…

Fighting Debt | Investing | Making Money | Saving Money

5 Money Mistakes You Should Not Make in Your 20s

ByJosh Patoka 06/27/201706/12/2023

There is a lot of advice out there to tell you what you “should” do with your money, but we’re going to show you what you “shouldn’t” do with you money. Especially when you’re just starting out in the workforce and you’re in your 20s. This is a time you need to be focusing on…

Shopping

Why You Should Choose a Local Appliance Store

ByGuest Author 01/14/201401/13/2014

There comes a time in all of our lives that we have to make large purchases. Let’s face it, that is just how our lives work right now. Our modern lives demand dishwashers, refrigerators, washing machines and dryers. When we find ourselves looking to buy a new appliance, we shop around. We read the reviews, we analyze the reports, and we watch the sales. Here is my story about why you shouldn’t go with the lowest price, but shop based on the type of service that you will receive after the purchase is made.

Autos

Why You Should Pay Down Your Debt Before Financing a Car

ByGuest Author 08/27/201310/02/2015

It is always a good idea to pay down your debt. Surely, you have heard that mantra before. It is shouted from every personal finance rooftop on the internet. But why is it such a good idea, especially when you look at it in the light applying for a new car loan? There are many reasons you might not be immediately aware of, so here we go.

Companies | Reviews | Saving Money

Empire Today – Do They Make The Grade?

ByGrayson Bell 06/01/202306/01/2023

My wife and I decided to put new carpet down on our first floor. I talked with quite a few people that have recently had carpet installed in their home. I got all of their reviews and opinions. With the reviews and opinions, I found that Empire Today did a good job with most of the people that I spoke with. This is my rundown of my experience with Empire Today.

Fighting Debt

I Bought a JetSki and it was the Worst Financial Decision!

ByGrayson Bell 05/31/202305/31/2023

It’s Monday and I think I am going to go a little personal today. The purpose of Debt Roundup is to show you that we are all human and we make mistakes. We also have to learn from those mistakes and grow. If we don’t, then we are going to make the same mistakes over and over again. I don’t know about you, but I don’t like to repeat failure. I only like to repeat my successes. On that note, I want to share one of my biggest money mistakes. I would say it is embarrassing, but stuff happens and I just learn how to deal with it.

Fighting Debt

Transfer a Credit Card Balance: How I Saved Over $6,000 Playing the Balance Transfer Game

ByGrayson Bell 05/29/202305/29/2023

Are you struggling with high-interest credit card debt? If so, transferring your balance to a new card with a lower interest rate could be a smart financial move. A balance transfer can help you pay off your debt faster and save you money on interest charges. However, before you jump into a balance transfer, it’s…

Fighting Debt | Saving Money

Top 6 Best Budgeting Apps for 2024: Time to Get Your Finances In Check!

ByGrayson Bell 04/15/202304/15/2023

In 2023, managing finances has become easier than ever with the help of budgeting apps. These apps can help users track their expenses, set financial goals, and create budgets to achieve those goals. With so many budgeting apps available, it can be overwhelming to choose the right one. However, by comparing features and user reviews,…

Investing

What Is the Average Return of the S&P 500? Understanding the Long-Term Performance of America’s Most Popular Stock Index.

ByGrayson Bell 04/14/202304/14/2023

The S&P 500 is a stock market index that measures the performance of 500 large companies listed on stock exchanges in the United States. It is widely regarded as a benchmark for the overall performance of the U.S. stock market. Investors often use the S&P 500 as a way to gauge the health of the…

Saving Money

The Best Online Savings Accounts in 2024 – Where to Stash Your Cash

ByJosh Patoka 01/06/202301/06/2023

The secret to becoming wealthy is spending less than you earn, but what do you with that extra money? You can keep it under your mattress or a free checking account. However, you might not earn passive income with either of these two options so you can make money while sleep. Instead, you should consider…