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What Is the Average Return of the S&P 500? Understanding the Long-Term Performance of America’s Most Popular Stock Index.

What Is the Average Return of the S&P 500? Understanding the Long-Term Performance of America’s Most Popular Stock Index.

The S&P 500 is a stock market index that measures the performance of 500 large companies listed on stock exchanges in the United States. It is widely regarded as a benchmark for the overall performance of the U.S. stock market. Investors often use the S&P 500 as a way to gauge the health of the…

Sling TV Review – Cable TV Alternative Starting at $20 Per Month
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Sling TV Review – Cable TV Alternative Starting at $20 Per Month

Sling TV has been out for quite some time now and many people are getting a chance to check out what it offers. Is it a good alternative to cut cable and save you more money? I think yes, but there are some stipulations attached to why I think so. Sling has worked well for…

Mint vs. Personal Capital – The Ultimate Financial Tool Throwdown

Mint vs. Personal Capital – The Ultimate Financial Tool Throwdown

It’s here my financial friends. The ultimate throwdown!  Today, we pit two of the best financial tools against each other to see who comes out on top. That’s right, we are going to compare Mint.com and Personal Capital to see which free tool is better!  I got this idea back when someone basically asked me: “Mint.com…

Perseverance Breeds Success

Perseverance Breeds Success

No matter what your goal, or how long it takes you to get there, the chances of you succeeding at your goal is based largely on your willingness to persevere.  Why is it that perseverance breeds success?  Let’s start with the definition of perseverance.  Dictionaries defines perseverance this way: Perseverance: steadfastness in doing something despite…

T-Mobile Offering 4 Lines for $100 Per Month ($25 Per Line!)

T-Mobile Offering 4 Lines for $100 Per Month ($25 Per Line!)

T-Mobile is at it again with a great new promotion for those looking to save on their monthly cell phone bill. T-Mobile now is offering their Family Plan up to 4 lines for only $100 a month. Yes, for you math geniuses, that is only $25/per month per line. Now, you can really only get a cheaper plan on Republic Wireless, but this is going to be the next best thing. I just wanted to share this with you as I know a lot of my readers like to save money on their cell phone bills. I do to and that is why I review so many services. Anyway, here is the gist of the offer.

American Express Personal Savings Review – A Good Option
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American Express Personal Savings Review – A Good Option

As a reformed spender, I love the opportunity to save money. Unfortunately for all of us savers, the economy is not really geared to rewarding us for holding onto our money. Even with low interest rates, I still love to save money and want to tell you about the American Express personal savings account. One of my goals is to give my readers options on where they store their cash. I am a big proponent of spreading your liquid assets in different places, so adding another savings account is no big thing for me. I am also a big fan of American Express, because they are the holder of one of my favorite cash back credit cards. Since my large banks are giving their savings customers a paltry 0.10%, anything better than that is good for everyone!

My Personal Debt Beginning
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My Personal Debt Beginning

My personal debt story begins the same as many people’s does, with one credit card and the feeling of freedom on the horizon. I got my first credit card during my freshman year in college. I was working at the time, but didn’t earn much. I had enough to pay for gas and go out when I wanted to eat something that was not made during a creative cafeteria night. My credit card was a SonyCard, which gave me points to get free Sony electronics. This was a win-win for me because I love electronics and I love being able to “afford” the things I want. This card was the beginning of a long journey that I will never forget.

Happy Father’s Day – A Letter To My Father

Happy Father’s Day – A Letter To My Father

Happy Father’s Day! I hope all of you get to celebrate with your family and maybe have a chance to relax. I know I will be having fun on my golf weekend, but I will miss the opportunity to celebrate Father’s Day with my dad. It upsets me a little bit because as a new father, I would love to celebrate with my father. Oh well, there will be others. I am taking this time to write a letter to my father. I hope he gets to read it.

6 Side Hustles You Can Start for Free to Make Extra Money

6 Side Hustles You Can Start for Free to Make Extra Money

Starting a side hustle can be a wise decision for various reasons, such as getting out of debt, increasing savings, or financing enjoyable activities like going on vacation. Furthermore, pursuing a side hustle can occasionally serve as a gatekeeper to reach your desired lifestyle. Perhaps you’ve always dreamed of starting your own business or traveling…