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Should You Pay Cash or Finance Your Next Vehicle?

Should You Pay Cash or Finance Your Next Vehicle?

There are so many words of advice about purchasing a car that I wanted to throw my hat in the ring as well.  The reason I want to do this is because I have a little different view point about purchasing a car.  I don’t disagree with the other view points as I think they are valid, but I just have a little twist in how I see it.  As stated time and time again, finance decisions like this are personal and you have to make the best financial decision based on you.

How to Pay Off Debt with a Low Income and Start Saving for the Future.

How to Pay Off Debt with a Low Income and Start Saving for the Future.

Paying off debt is hard for anyone. It’s always on your mind until it’s gone and wiped clean. Debt hovers over you like a dark cloud just waiting to storm. Those clouds seem to be even darker when you have a low income. Without the necessary funds to pay down debt quickly, it can feel…

Why You Should Pay Down Your Debt Before Financing a Car

Why You Should Pay Down Your Debt Before Financing a Car

It is always a good idea to pay down your debt. Surely, you have heard that mantra before. It is shouted from every personal finance rooftop on the internet. But why is it such a good idea, especially when you look at it in the light applying for a new car loan? There are many reasons you might not be immediately aware of, so here we go.

6 Side Hustles You Can Start for Free to Make Extra Money

6 Side Hustles You Can Start for Free to Make Extra Money

Starting a side hustle can be a wise decision for various reasons, such as getting out of debt, increasing savings, or financing enjoyable activities like going on vacation. Furthermore, pursuing a side hustle can occasionally serve as a gatekeeper to reach your desired lifestyle. Perhaps you’ve always dreamed of starting your own business or traveling…

Cash in Your Coins for Free with these Coinstar Alternatives

Cash in Your Coins for Free with these Coinstar Alternatives

Most people have coins sitting around or collecting in a jar somewhere, but what do you do with these coins? With the current coin shortage easing in the US, many businesses still want access to coins. Would you rather cash those coins for paper money? We have covered Coinstar and what it charges for counting…

I Bought a JetSki and it was the Worst Financial Decision!

I Bought a JetSki and it was the Worst Financial Decision!

It’s Monday and I think I am going to go a little personal today. The purpose of Debt Roundup is to show you that we are all human and we make mistakes. We also have to learn from those mistakes and grow. If we don’t, then we are going to make the same mistakes over and over again. I don’t know about you, but I don’t like to repeat failure. I only like to repeat my successes. On that note, I want to share one of my biggest money mistakes. I would say it is embarrassing, but stuff happens and I just learn how to deal with it.

Transfer a Credit Card Balance: How I Saved Over $6,000 Playing the Balance Transfer Game

Transfer a Credit Card Balance: How I Saved Over $6,000 Playing the Balance Transfer Game

Are you struggling with high-interest credit card debt? If so, transferring your balance to a new card with a lower interest rate could be a smart financial move. A balance transfer can help you pay off your debt faster and save you money on interest charges. However, before you jump into a balance transfer, it’s…