I wanted to take a moment to share something that happened over the past few weeks. I think it’s very important to hear and hopefully most agree with my stance here. Basically, this is an open letter to my wife (and all moms out there). If you don’t know me, I’m a married father of…
I’ve long been a proponent of Amazon for buying all items for my house and generally everything. I was an Amazon Prime member for years because I liked the convenience of Amazon and the Amazon app. Unfortunately, my stance on Amazon has changed slightly for my personal buying decisions and I wanted to explain here…
Working from home jobs have become very popular lately with all of the opportunities out there and the faster internet running through our society. It’s becoming a reality for more and more who are able to support themselves while working from home. Have you fallen for a work from home scam in the past but…
My wife and I decided to put new carpet down on our first floor. I talked with quite a few people that have recently had carpet installed in their home. I got all of their reviews and opinions. With the reviews and opinions, I found that Empire Today did a good job with most of the people that I spoke with. This is my rundown of my experience with Empire Today.
Most people have coins sitting around or collecting in a jar somewhere, but what do you do with these coins? With the current coin shortage easing in the US, many businesses still want access to coins. Would you rather cash those coins for paper money? We have covered Coinstar and what it charges for counting…
Are you struggling with high-interest credit card debt? If so, transferring your balance to a new card with a lower interest rate could be a smart financial move. A balance transfer can help you pay off your debt faster and save you money on interest charges. However, before you jump into a balance transfer, it’s…
In 2023, managing finances has become easier than ever with the help of budgeting apps. These apps can help users track their expenses, set financial goals, and create budgets to achieve those goals. With so many budgeting apps available, it can be overwhelming to choose the right one. However, by comparing features and user reviews,…
This calculator is very simple. You only need two things to be able to know how much you need to have saved and invested by the time you *want* to retire. So no matter your age, this will tell you how much you need to have saved up in order to live off the defined…
We’d love to have you subscribe to our new YouTube channel called Wealth Bytes! We want to get back to the basics of personal finance since people are getting lost in the quest of getting rich quick. You can see our latest videos below.
The secret to becoming wealthy is spending less than you earn, but what do you with that extra money? You can keep it under your mattress or a free checking account. However, you might not earn passive income with either of these two options so you can make money while sleep. Instead, you should consider…
It’s not something I talked about openly for years just because it wasn’t something I cared for others to know, but as I grow older and don’t care as much about what people think, I have decided to share a few things about what it is like being a Type 1 diabetic in the United…
Back in 2020 (and 2021), we refinanced our mortgage to get those really low interest rates. At first we refinanced our 30-year down to a 15-year because the rates were low. As the rates lowered more, we refinanced back out of a 15-year to a 30-year. The reason was simple, the rates were below 3%…
