The S&P 500 is a stock market index that measures the performance of 500 large companies listed on stock exchanges in the United States. It is widely regarded as a benchmark for the overall performance of the U.S. stock market. Investors often use the S&P 500 as a way to gauge the health of the…
Making extra money is the best way to change your financial situation. The good thing is that in our current time, there are so many ways to earn extra money through the classic side hustle. Basically this is a “job” you do on the side of your main job. You can earn money with your…
It’s starting to get warm out there again, which means one thing… Time to tune up and turn on those air conditioners while trying to save money on your cooling bills. Tough job! If you’re anything like me, then you know how uncomfortable it can be when you’re hot in your own home. I hate…
You don’t make a lot of money and you’ve worked hard to get out of debt. Now that you have the taste of what it’s like to not have a monthly interest payment for maybe the first time ever as an adult, the last thing you want to do is go back into debt. But,…
Paying off debt is hard for anyone. It’s always on your mind until it’s gone and wiped clean. Debt hovers over you like a dark cloud just waiting to storm. Those clouds seem to be even darker when you have a low income. Without the necessary funds to pay down debt quickly, it can feel…
The new year is here and I’m sure you’re ready to get started on your resolutions. Typically people are focusing on their weight, especially after two holidays of eating good food. I know I could lose a few pounds after this holiday break. More importantly, some are focusing their goals on their finances and I…
Children want things. Lots and lots of things! At least, I know that mine do. This has been an ongoing battle since I can remember. However, since it is an ongoing battle, I decided that it makes much more sense to turn these wants into teachable moments. Wants vs. Needs The first step in the…
If you are what you eat then I would argue that you also are who you hang out with. In other words, the people you choose to spend time with do have an impact on the way you think and behave. When it comes to your budget, there are many ways in which your friends…
Paying off debt is a very difficult task to achieve. No matter which way you slice it, it will take time and patience to cut your debt down to $0. Many people that have reduced their debt live by the two methods that are used most: Debt Snowball and Debt Avalanche. There are other methods…
I’m going to be the first to admit that I work too much. For years I have been hustling and grinding in order to achieve success. How did I measure success? Money! It seems cliche, but I’ve attributed success with having money. For too many years, I thought having flashy things made me a success,…
I’m constantly asked how one should pay off debt. It’s extremely hard to answer, because it’s generally based on personal experiences and preferences. That being said, I firmly believe in paying off debt and saving money at the same time. Why? It’s because that’s how I did it and I showed it was possible…
I’m a huge proponent for shopping online. Not only is the process much easier than it used to be, but I don’t have to drive around looking for a store, parking, and dealing with people in the store. Then don’t even get me started on going through checkout. Have you shopped at Walmart lately? I…
