Have you heard about the magic penny before? What about turning one little penny into over $10 million? No? Well, before we go on to talk about this magical penny, let me ask you a simple question and I want you to answer it honestly. Would you rather have $1 million or one penny doubled…
I’ve long been a proponent of Amazon for buying all items for my house and generally everything. I was an Amazon Prime member for years because I liked the convenience of Amazon and the Amazon app. Unfortunately, my stance on Amazon has changed slightly for my personal buying decisions and I wanted to explain here…
Happy Father’s Day! I hope all of you get to celebrate with your family and maybe have a chance to relax. I know I will be having fun on my golf weekend, but I will miss the opportunity to celebrate Father’s Day with my dad. It upsets me a little bit because as a new father, I would love to celebrate with my father. Oh well, there will be others. I am taking this time to write a letter to my father. I hope he gets to read it.
Starting a side hustle can be a wise decision for various reasons, such as getting out of debt, increasing savings, or financing enjoyable activities like going on vacation. Furthermore, pursuing a side hustle can occasionally serve as a gatekeeper to reach your desired lifestyle. Perhaps you’ve always dreamed of starting your own business or traveling…
My wife and I decided to put new carpet down on our first floor. I talked with quite a few people that have recently had carpet installed in their home. I got all of their reviews and opinions. With the reviews and opinions, I found that Empire Today did a good job with most of the people that I spoke with. This is my rundown of my experience with Empire Today.
Most people have coins sitting around or collecting in a jar somewhere, but what do you do with these coins? With the current coin shortage easing in the US, many businesses still want access to coins. Would you rather cash those coins for paper money? We have covered Coinstar and what it charges for counting…
There are so many words of advice about purchasing a car that I wanted to throw my hat in the ring as well. The reason I want to do this is because I have a little different view point about purchasing a car. I don’t disagree with the other view points as I think they are valid, but I just have a little twist in how I see it. As stated time and time again, finance decisions like this are personal and you have to make the best financial decision based on you.
Are you struggling with high-interest credit card debt? If so, transferring your balance to a new card with a lower interest rate could be a smart financial move. A balance transfer can help you pay off your debt faster and save you money on interest charges. However, before you jump into a balance transfer, it’s…
The secret to becoming wealthy is spending less than you earn, but what do you with that extra money? You can keep it under your mattress or a free checking account. However, you might not earn passive income with either of these two options so you can make money while sleep. Instead, you should consider…
Back in 2020 (and 2021), we refinanced our mortgage to get those really low interest rates. At first we refinanced our 30-year down to a 15-year because the rates were low. As the rates lowered more, we refinanced back out of a 15-year to a 30-year. The reason was simple, the rates were below 3%…
Saving money is an important topic talked about everywhere. We talk about it here regularly because it is a pillar of personal finance. Saving money is the backbone of financial literacy. You will often read about so many different ways to save money each month. I find X ways here, Y ways there, and everything…
It’s been a long time coming, but savers are finally being rewarded again with higher interest rates on savings accounts and CDs. Cash is King again!! While it’s no match for the 8%+ inflation rate we are dealing with, I’d rather earn 3% on my cash than be losing 25%+ on my investments. For a…
