Search Results for: focus

Money

Too Focused on Money and Losing Focus on Enjoyment?

ByGrayson Bell 03/11/201311/13/2015

Ever since July 2012, I have been focusing on building my savings account, my investments, and my net worth. Everything that I do has been focused on building my wealth and getting on track for retirement. I have been so focused on making more money, saving money, and getting on track that I have forgot to focus on things that I enjoy. I have kept a sharp eye on finances and got blurry vision on my hobbies. I need to get back on track and open my eyes completely. I need to refocus my energy toward my hobbies. Are we too driven by money?

Empire Today – Do They Make The Grade?

ByGrayson Bell 06/01/202306/01/2023

My wife and I decided to put new carpet down on our first floor. I talked with quite a few people that have recently had carpet installed in their home. I got all of their reviews and opinions. With the reviews and opinions, I found that Empire Today did a good job with most of the people that I spoke with. This is my rundown of my experience with Empire Today.

Fighting Debt

Transfer a Credit Card Balance: How I Saved Over $6,000 Playing the Balance Transfer Game

ByGrayson Bell 05/29/202305/29/2023

Are you struggling with high-interest credit card debt? If so, transferring your balance to a new card with a lower interest rate could be a smart financial move. A balance transfer can help you pay off your debt faster and save you money on interest charges. However, before you jump into a balance transfer, it’s…

Saving Money

The Best Online Savings Accounts in 2024 – Where to Stash Your Cash

ByJosh Patoka 01/06/202301/06/2023

The secret to becoming wealthy is spending less than you earn, but what do you with that extra money? You can keep it under your mattress or a free checking account. However, you might not earn passive income with either of these two options so you can make money while sleep. Instead, you should consider…

Money Shorts

What is the Debt Avalanche?

ByGrayson Bell 11/07/202111/07/2021

The Debt Avalanche is another popular debt repayment method which focuses on paying off debts in a calculated manner by focusing on how much interest you pay. Unlike the Debt Snowball method, you pay off debts based on the interest rate. When I was in over $75,000 of debt, the debt avalanche is what I…

Investing

8 Best Investing Tools to Become a Successful Investor

ByJosh Patoka 11/04/202111/04/2021

We all know that the secret to becoming a successful investor, you must “buy low and sell high.” But if you’re like most investors, you don’t always know when it’s a good time to buy a particular investment. With the best investing tools, you can easily make sound investments that help you build long-term wealth…

Making Money

101 Side Hustle Ideas to Make Money and Pay Off Debt in 2024

ByJosh Patoka 09/29/202109/19/2022

Making extra money is the best way to change your financial situation. The good thing is that in our current time, there are so many ways to earn extra money through the classic side hustle. Basically this is a “job” you do on the side of your main job. You can earn money with your…

Holidays | Making Money

Easy Ways to Make Extra Cash Before Christmas

ByGrayson Bell 11/07/201810/22/2021

With the holidays getting closer, it’s time to start a budget for the gifts you plan to give. No matter if you have kids, significant other, family, friends, etc., you should be planning on how much you want to spend and how you will earn that money. There is no point in going into debt…

Saving Money

8 Apps to Save Money on Groceries Every Time You Shop

ByJosh Patoka 08/20/201809/19/2022

The media loves to regularly point out that Americans struggle to afford an unexpected $500 bill. What many of us don’t realize is that if you’re having trouble paying for life’s surprises, you probably struggle to buy groceries and pay your rent every month too. Being able to save money on groceries is an easy…

Fighting Debt

How to Pay Off Debt with a Low Income and Start Saving for the Future.

ByJosh Patoka 03/12/201803/22/2018

Paying off debt is hard for anyone. It’s always on your mind until it’s gone and wiped clean. Debt hovers over you like a dark cloud just waiting to storm. Those clouds seem to be even darker when you have a low income. Without the necessary funds to pay down debt quickly, it can feel…

Investing | Saving Money | Savings

Can You Really Turn $0.01 into $10 Million?

ByGrayson Bell 02/07/201803/08/2018

Have you heard about the magic penny before? What about turning one little penny into over $10 million? No? Well, before we go on to talk about this magical penny, let me ask you a simple question and I want you to answer it honestly. Would you rather have $1 million or one penny doubled…

Fighting Debt | Investing | Making Money | Saving Money

39 of the Best Financial Tips to Start the New Year in 2024

ByGrayson Bell 01/01/201809/19/2022

The new year is here and I’m sure you’re ready to get started on your resolutions. Typically people are focusing on their weight, especially after two holidays of eating good food. I know I could lose a few pounds after this holiday break. More importantly, some are focusing their goals on their finances and I…