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Empire Today – Do They Make The Grade?
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Empire Today – Do They Make The Grade?

My wife and I decided to put new carpet down on our first floor. I talked with quite a few people that have recently had carpet installed in their home. I got all of their reviews and opinions. With the reviews and opinions, I found that Empire Today did a good job with most of the people that I spoke with. This is my rundown of my experience with Empire Today.

Rocket Mortgage Is Trying to Get Us to Do a Cash-Out Refinance, But I Refuse

Rocket Mortgage Is Trying to Get Us to Do a Cash-Out Refinance, But I Refuse

Back in 2020 (and 2021), we refinanced our mortgage to get those really low interest rates. At first we refinanced our 30-year down to a 15-year because the rates were low. As the rates lowered more, we refinanced back out of a 15-year to a 30-year. The reason was simple, the rates were below 3%…

What Do You Want To Do With Your Money?

What Do You Want To Do With Your Money?

What Do You Want To Do With Your Money? Welcome to Wealth Bytes, where we’re about as passionate about your money as we are with our own. After struggling with massive debt and fighting through it, I’ve come to realize that too many are in the same position I was. After paying it all off…

Don’t Have Amazon Prime? Here’s How to Get Free Shipping
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Don’t Have Amazon Prime? Here’s How to Get Free Shipping

I’ve been writing and blogging about ways to save money for almost three years now. It’s something close to my heart as I work through ways to cut more costs in our household. Good money management consists of a few facets, one being saving the money you make. Today, I wanted to show you two…

Why I Walked Away From A Million Dollar Business
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Why I Walked Away From A Million Dollar Business

There is nothing easy with business. If you are a small business owner, then you know how much work is involved. I ran my online electronics business for 4 years building it from nothing into something great. I worked from 7am to 3am each and every day in order to succeed with my business. Right before the holiday season, I made a big decision. Read about what I did and why I did it.

Mint vs. Personal Capital – The Ultimate Financial Tool Throwdown

Mint vs. Personal Capital – The Ultimate Financial Tool Throwdown

It’s here my financial friends. The ultimate throwdown!  Today, we pit two of the best financial tools against each other to see who comes out on top. That’s right, we are going to compare Mint.com and Personal Capital to see which free tool is better!  I got this idea back when someone basically asked me: “Mint.com…

When Life Gives You Lemons, Don’t Just Make Lemonade!

When Life Gives You Lemons, Don’t Just Make Lemonade!

I’m sure most of you have heard the phrase “when life gives you lemons, make lemonade!” The basis of this quote or phrase is when you are given an opportunity, do something with it. When life gives you a lemon, don’t just say “thanks” and move on. Do something with the lemon, like make lemonade. To tell you the truth, I kind of live by this quote. I know I got my drive from my parents, who work their butts off and do well doing it. They never let their foot off the gas. When life gives them an opportunity, they tend to take it. I’m the same way. Not only that, but I try and find my own lemons on occasion. I don’t always like to wait for life to give me a lemon, I want to find it and create the opportunity. Though this quote is inspirational, I don’t feel it tells the entire story. I wanted to expand on it and make it my own, because I can!